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Foothill Credit Union
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Get purchasing power, perks, and convenience with a Foothill Platinum or Platinum Rewards Mastercard® Credit Card! Whether you want a low rate and rewards or a lower rate and no rewards, Foothill has a credit card product to meet you wants and needs.

Platinum Rewards Mastercard®


If you're one of those exceptional members with an outstanding credit record and a history of handling money wisely, you can enjoy the best that life has to offer with an Foothill Platinum Rewards Mastercard®.

Earn Points Just By Using Your Rewards Mastercard

You'll automatically earn points when you use your Foothill Platinum Rewards Mastercard® on signature-based eligible purchases.

  • No annual fee
  • No balance transfer fee
  • No cash advance fee
  • No over-the-limit fee
  • Low variable interest rate
  • 25-day grace period on purchases
  • Foothill Rewards Program (earn points for using your Platinum Rewards Mastercard)
  • Mastercard® Global Services
  • Lost/Stolen Card Reporting
  • Emergency Card Replacement
  • Emergency Cash Advances
  • Mastercard®/Cirrus ATM Locations
  • Identity Theft Resolution Services
  • Travel Accident Insurance (Call 800-261-3511 for more info)

explore the rewards program

Click here to read the full benefits and description (effective 1/1/14)

Platinum Rewards Mastercard Program

How do I earn points?
You'll automatically earn points when you use your Foothill Platinum Rewards Mastercard®. You earn one point for every dollar spent on eligible purchases. Only signature-based Mastercard transactions will earn points. We keep track of all the points you’ve earned and update them within two business days. You can opt to receive estatements and view your Foothill Rewards account online.

When can I reedeem points?
You can redeem points any time and can redeem as few as 3,500 points.

Do my points expire?
They’re good for three (3) years from the month they’re earned. So there’s plenty of time to use your points.

How do I redeem my points?
Redeem points by logging into your Foothill online banking account at and clicking the “Card Rewards” tab. You can also call our Foothill Rewards Center at 1-888-807-3886. A knowledgeable representative will be ready to answer any questions, help you redeem your points and provide information about the Foothill Rewards Program.

Don't forget, you can also combine the points earned from your Foothill Debit Mastercard and Foothill Platinum Rewards Mastercard for bigger and better rewards.

You've earned it!

Gift Cards

Redeem points for gift cards from a wide selection of restaurants, top retailers of electronics, apparel, sporting goods, music, movies, gasoline, travel and leisure, and many more.


We give you the option to turn your points into cash (redemption starting at $50).


Let your imagination be your guide. Be part of the most flexible Travel Rewards program anywhere. We let you travel your way.

  • No blackout dates
  • No advance notice requirement
  • No round-trip flight requirement
  • No Saturday night stay requirement

Use your points to head for the sun, surf, slopes, or your favorite city’s streets. Since you earn points, not air miles, you can travel on most major airlines with fewer restrictions. For detailed descriptions of the travel awards and points required for each, call the redemption center toll-free at 1-888-807-3886. Although there are no blackout dates, we recommend that you book early for holiday travel.

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Foothill Credit Union does not offer, endorse, or guarantee any of the goods, services, information, or recommendations offered by third parties to the cardholder. Purchase protection and extended warranty coverage associated with the Card are applicable to the rewards.

Read the Full Terms and Conditions

MasterCard Rates
Effective Date: Tuesday, October 27th, 2020
Loan TypeAPRLoan AmountTerm (months)
Platinum 8.75%-15.25% $25,000 Maximum N/A
Platinum Rewards 10.25%-16.75% $25,000 Maximum N/A
Credit Builder 17.90% To be determined by amount secured in shares N/A
A rate is based on a variety of factors, including the applicants credit rating.
Apply Now

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