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Foothill Credit Union
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Credit Cards

Get purchasing power, perks, and convenience with a Foothill Platinum or Platinum Rewards Mastercard® Credit Card! Whether you want a low rate and rewards or a lower rate and no rewards, Foothill has a credit card product to meet you wants and needs.

Platinum Rewards Credit Card

If you're one of those exceptional members with an outstanding credit record and a history of handling money wisely, you can enjoy the best that life has to offer with a Foothill Platinum Rewards Credit Card.

Earn Points Just By Using Your Platinum Rewards Credit Card

You'll automatically earn rewards points on all daily purchases when you use your Foothill Rewards Credit Card on signature-based eligible purchases.

  • Up to $25,000 credit limit
  • No annual fee
  • No balance transfer fee
  • No cash advance fee
  • No over-the-limit fee
  • Low variable interest rate
  • 25-day grace period on purchases
  • Foothill Rewards Program (earn points for using your Platinum Rewards Credit Card)
  • Lost/Stolen Card Reporting
  • Emergency Card Replacement
  • Emergency Cash Advances
  • Mastercard®/Cirrus ATM Locations
  • Identity Theft Resolution Services
  • Backed by MasterCard Zero Liability Protection

explore the rewards program

*** Click here to read the full benefits and description ***


Getting started is as easy as 1, 2, 3

earn everyday points redeem points redeem on the go

Step 1: Earn Everyday Points

When you use your Platinum Rewards Credit Card, you can earn points with every purchase big or small. Pay in person or online and watch your points grow over time. 

Step 2: Redeem Your Points

Once you’ve accumulated points, which won’t take long, you can start utilizing the rewards.  You can use your rewards for travel, fun experiences, gift cards, and more! With an extensive catalog that’s constantly updated, you’re sure to find rewards you’ll love. 

Step 3: Redeem on the Go

You don’t have to be tied to your computer to use your rewards.  You can take advantage of our mobile site and mobile app to redeem your rewards at your convenience. 


Platinum Rewards Credit Card Program

How do I earn points?

You'll automatically earn points when you use your Foothill Platinum Rewards Credit Card  

You earn one point for every dollar spent on eligible purchases. Only signature-based Mastercard transactions will earn points. We keep track of all the points you’ve earned and update them within two business days. You can opt to receive e-statements and view your Foothill Rewards credit card account online.

When can I redeem points?

You can redeem points any time and can redeem as few as 3,500 points.

Do my points expire?

They’re good for three (3) years from the month they’re earned. So there’s plenty of time to use your points.

How do I redeem my points?

Redeem points by logging into your Foothill online banking account at and clicking the “Card Rewards” tab. You can also call our Foothill Rewards Center at 1-888-807-3886. A knowledgeable representative will be ready to answer any questions, help you redeem your points, and provide information about the Foothill Rewards Program.

What can I redeem my points for?

You can redeem your points for anything from gift cards to traveling to cash back.  Just browse through your Foothill Rewards Page to see all of the things you can use your points for. 

Don't forget; you can also combine the points earned from your Foothill debit card and Foothill Platinum Rewards Credit Card for bigger and better rewards.

You've earned it!

Gift Cards

Redeem points for gift cards from a wide selection of restaurants, top retailers of electronics, apparel, sporting goods, music, movies, gasoline, travel and leisure, and many more.


We give you the option to earn cash by turning your points into cash (redemption starting at $50).


Let your imagination be your guide. Be part of the most flexible Travel Rewards program anywhere. We let you travel your way.

  • No blackout dates
  • No advance notice requirement
  • No round-trip flight requirement
  • No Saturday night stay requirement

Use your points to head for the sun, surf, slopes, or your favorite city’s streets. Since you earn points, not air miles, you can travel on most major airlines with fewer restrictions. For detailed descriptions of the travel awards and points required for each, call the redemption center toll-free at 1-888-807-3886. Although there are no blackout dates, we recommend that you book early for holiday travel.

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Use Mobile Banking

Manage your account on the go with the Foothill Mobile Banking app. 

Apple Pay

You can use your Mastercard Platinum Rewards card with Apple Pay––the easy, secure, and private way to pay. Use Apple Pay with your iPhone to pay in stores without swiping your cards and in apps without entering payment and contact information. Just pay with a single touch of your finger using Touch ID.

Learn more about Apple Pay

Samsung Pay

Samsung Pay enables you to securely store and use your Foothill credit or debit card on your eligible Samsung device. Samsung Pay is available almost anywhere you can swipe your card.

The app is available as a free download from the Google Play store. Message and data rates for downloading the app and using it for payments may apply, depending on your data plan.

Learn more about Samsung Pay




Foothill Credit Union does not offer, endorse, or guarantee any of the goods, services, information, or recommendations offered by third parties to the cardholder. Purchase protection and extended warranty coverage associated with the Card are applicable to the rewards.

Read the Full Terms and Conditions

MasterCard Rates
Effective Date: Friday, January 15th, 2021
Loan TypeAPRLoan AmountTerm (months)
Platinum 8.75%-15.25% $25,000 Maximum N/A
Platinum Rewards 10.25%-16.75% $25,000 Maximum N/A
Credit Builder 17.90% To be determined by amount secured in shares N/A
A rate is based on a variety of factors, including the applicants credit rating.
Apply Now

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