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Home Equity Loans & Lines

Your house can help you borrow money at truly terrific rates.

The fine print basically says: Do whatever you want

Please don't get stuck on the word "home." While funds can be used to remodel kitchens or repair roofs, you're free to use the money to do, buy, or pay for absolutely anything.

Home Equity Loan

Get your money all at once ––or right when you need it

Send a kid to college, go on a globe-trotting adventure, cover major repairs or pay off a mountain of medical bills. While you're deciding exactly what to do with your Home Equity funds, you might also take some time to consider whether a traditional loan or revolving line of credit will best fit your needs.
 

  • Get all your loan money at once
  • Fixed interest rates keep your monthly payments stable
  • Borrow up to 80% of the equity you have in your home (market value of home minus your mortgage balance)
  • No prepayment penalty
  • Make easy payments using Online or Mobile Banking
  • Interest payments may be deductible. Consult your tax advisor for details.
Call our Lending department to apply today, 626-445-0950 option 1.
 
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Go Green With Our Energy Saver Loan

Making upgrades for a more energy-efficient home isn’t just good for the environment, it's good for your budget too. Whatever eco-friendly route you take, Foothill can help you get there with loan options that cover a wide variety of upgrades.

  • Solar Panels
  • Cool Roof
  • Heating and Air Conditioning
  • Weather proofing, Insulation, Duct Sealing and Air Sealing
  • Drought Tolerant Landscaping
  • Windows and Doors
  • Water Heaters
  • Energy Star qualified Appliances, such as Washers and Dryers
 
Not sure if something you want to do qualifies for this eco-friendly upgrade loan? Speak to one of our representatives at (626) 445-0950, option 1 today.

This loan is secured by your home. Property must be located in the following counties: Orange, Los Angeles, Riverside, San Bernardion, Ventura and San Diego. Property must be owner-occupied. Rates and terms quoted are for single family dwellings. Member fees may include appraisal, title change, recording fees and any other related fees.

Home Equity Line of Credit

Tap into your Home'e Equity

If you have a home and have been making payments on your mortgage for years, then you may have built up a significant amount of equity. Use the equity in your home to pay off debt, do home improvements or for whatever else you want or need!

  • Get access to a loan fund you can tap into time and time again
  • 18-month low introductory rate
  • Borrow as you wish for 10 years. After that, you have 15 years to repay any outstanding balance.
  • Pay interest only on the amount you've actually used
  • Easy access to money through checks, Online Banking and at Foothill Credit Union branches
  • Good choice if you want to pay off higher-interest loans or credit cards
     
Call our Lending department to apply today, 626-445-0950 option 1.
 
 View Rates

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Take Advantage of our 1.99% APR* HELOC Intro Rate for 18 Months!

Call our Lending department to apply today, 626-445-0950 option 1.

* APR= Annual Percentage Rate. 1.99% APR is an introductory rate effective for 18 months. After the 18 month promotional rate period, the rate will default to the prime rate in effect at that time, not to go below the floor rate of 3.00 percent. Maximum LTV is 80%. Contact the credit union for full details.

Hear What Our Members Are Saying

"Foothill Credit Union has been great! They have wonderful customer service within all the departments. I have experienced their loan department with no hassles at all. They also have great ideas to help with savings and financing."


- Carie N.

Digital Payments

Make quick, secure and touch-free payments online or in stores with your mobile device – all with the peace of mind.

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Foothill Credit Union is a full-service credit union with California branches in Arcadia, Covina and Glendora.