Auto Refinance

Ready to refinance your vehicle? Let us help.

Auto Loan Refinance

LOWER MONTHLY PAYMENTS

By refinancing to a lower rate you're paying less each month and keeping more cash in your pocket.

ADDED RATE DISCOUNTS

The more you do with Foothill, the more discount you can get––as much as an additional 0.75% off your already low rate.*

90 DAYS NO PAY OPTION

Not only will you get a lower payment, but also have the option of deferring your first payment up to 90 days.**

UP TO 100% FINANCING

Unlike other lenders that only finance up to 80% or 90% of your loan, Foothill can finance the full vehicle price.

* These discounts may apply to you. Ask us how we can get you the lowest rate possible.

  • 0.25% discount for our electric and hybrid vehicles
  • 0.50% discount for auto payment from an FCU checking account with direct deposit, or 0.25% discount for auto transfer from a Foothill share account with direct deposit or payroll deduction.
  • 0.25% discount for our school and hospital employees.
  • 0.25% discount for members with a Platinum Mastercard or Platinum Rewards MasterCard.
  • 0.25% discount for using the auto draft check

Floor Loan Rate is 2.25%. Max discount rate given can not be higher than 0.75%.
** On approved credit. Not all borrowers will qualify for payment deferral. Contact Credit Union for details.
 

Interest Rates Certified by Datatrac
 

Calculate Your Savings   Refinance Today

Already Leasing a Car You Love?

We got you! Foothill also offers loans to help you purchase your leased vehicle. If you are currently looking to buy-out your lease, contact us and save yourself the hassle of searching for another vehicle, especially in today's low inventory market.

Added Peace of Mind

Worry less about your vehicle by considering these programs:

  • Mechanical Repair Coverage (MRC) – Protect yourself against the increasingly high cost of repairs and associated labor costs for mechanical and electrical vehicle failures. In addition to repairing your vehicle, MRC provides services such as rental car allowance, tire protection, 24/7 roadside assistance, and towing. This coverage will protect your vehicle after your warranty has expired.

  • Guaranteed Asset Protection (GAP) – If your vehicle is stolen or totaled in an accident, your insurance will pay only the fair market value, which could be substantially less than what you still owe on the loan. GAP insurance protects you against costly out-of-pocket expenses by paying what your insurance won’t.

Ready to get started. Have questions?

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Autoland

Autoland makes the car buying process stress-free and easy. They'll find you the vehicle you are looking for, for a great price. You can also view their thousands of vehicles online.

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