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Auto Refinance

Ready to refinance your vehicle? Let us help.

Refinance Today See Rates

Auto Loan Refinance

LOWER MONTHLY PAYMENTS

By refinancing to a lower rate you're paying less each month and keeping more cash in your pocket.

ADDED RATE DISCOUNTS

The more you do with Foothill, the more discount you can get––as much as an additional 0.75% off your already low rate.*

90 DAYS NO PAY OPTION

Not only will you get a lower payment, but also have the option of deferring your first payment up to 90 days. Ask us about it.

UP TO 100% FINANCING

Unlike other lenders that only finance up to 80% or 90% of your loan, Foothill can finance the full vehicle price.

* These discounts may apply to you. Ask us how we can get you the lowest rate possible.

  • Deduct 0.50% for auto loans if member adds a new direct deposit (minimum of $1,000/month)
  • Deduct 0.25% for auto loans if member sets up auto pay on the new loan at the time of funding
  • Deduct 0.25% for auto loans if member has a Foothill MasterCard or open a new MasterCard at time of funding
  • Deduct 0.25% for auto loans if member is employed by one of our Education, Healthcare, or City Municipalities SEGs
  • Deduct 0.25% for auto loans if member has financed an auto with Foothill within the last 60 months

See current rates. Max discount rate given can not be higher than 0.75%. Discounts subject to change without notice. Contact Credit Union for details.
 

Looking to buy instead of refinance? Click here for more information.

 

Interest Rates Certified by Datatrac
 

Calculate Your Savings   Refinance Today

Already Leasing a Car You Love?

We got you! Foothill also offers loans to help you purchase your leased vehicle. If you are currently looking to buy-out your lease, contact us and save yourself the hassle of searching for another vehicle, especially in today's low inventory market.

Added Peace of Mind

Worry less about your vehicle by considering these programs:

  • Mechanical Repair Coverage (MRC) – Protect yourself against the increasingly high cost of repairs and associated labor costs for mechanical and electrical vehicle failures. In addition to repairing your vehicle, MRC provides services such as rental car allowance, tire protection, 24/7 roadside assistance, and towing. This coverage will protect your vehicle after your warranty has expired.

  • Guaranteed Asset Protection (GAP) – If your vehicle is stolen or totaled in an accident, your insurance will pay only the fair market value, which could be substantially less than what you still owe on the loan. GAP insurance protects you against costly out-of-pocket expenses by paying what your insurance won’t.

Ready to get started. Have questions?

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Autoland

Autoland makes the car buying process stress-free and easy. They'll find you the vehicle you are looking for, for a great price. You can also view their thousands of vehicles online.

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