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Auto Loans

There's nothing better than a new-car smell - except for a loan that makes it all more affordable.

Is getting there half the fun? We like to think so.

The job and the gym. School and shopping. Wednesday errands and weekend road trips. Life takes you a lot of places. Our low-cost auto loans help you get there in whatever style you choose.  

It's our way of putting the pedal to the metal

We've been down this road before. We know that once you pick out a car, truck or SUV, you're itching to get behind the wheel. And so our lenders have perfected a high-speed loan approval process. You can apply in minutes online or over the phone - and even get pre-approved so you can go to the dealership ready to deal.

  • Loans for new and used vehicles
  • Up to 100% financing for new vehicles
  • Low rates, with terms up to 84 months
  • Interest rate discounts available
  • No loan origination fee
  • Easy application process can give you same-day access to funds
  • Refinancing options available
  • Skip-a-Pay options available
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If you have any questions, please see our FAQs page

Buying a car without a credit history doesn’t have to be complicated. Our First Time Car Buyer Program will get you out on the road while you make payments and build your credit.

 

Apply Today View Rates

 

Benefits of the First Time Car Buyer Program

  • Up to 100% financing
  • Terms up to 60 months
  • Automatic payroll deduction for easy repayment
  • Special rate discounts for certain vehicles
  • Fast & easy application process

 

Qualifying for the First Time Car Buyer Program

  • Be at least 18 years old
  • Have a valid California drivers license
  • Not have a previous auto loan
  • Have a minimum of 6 months employment or be a college graduate
  • Have a minimum monthly income of at least $1,000

 

The car you want to purchase must also qualify by meeting these requirements:

  • Loan amount not to exceed retail blue book value
  • Max loan amount is $20,000
  • 10 model years old or newer
  • The vehicle must have less than 100,000 miles
  • The vehicle must be registered in California

Hear What Our Members Are Saying

"Foothill Credit Union has been great! They have wonderful customer service within all the departments. I have experienced their loan department with no hassles at all. They also have great ideas to help with savings and financing."


- Carie N.

Digital Payments

Make quick, secure and touch-free payments online or in stores with your mobile device – all with the peace of mind.

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Foothill Credit Union is a full-service credit union with California branches in Arcadia, Covina and Glendora.