Auto Loans

There's nothing better than a new-car smell - except for a loan that makes it all more affordable.

Is getting there half the fun? We like to think so.

The job and the gym. School and shopping. Wednesday errands and weekend road trips. Life takes you a lot of places. Our low-cost auto loans help you get there in whatever style you choose.  

It's our way of putting the pedal to the metal

We've been down this road before. We know that once you pick out a car, truck or SUV, you're itching to get behind the wheel. And so our lenders have perfected a high-speed loan approval process. You can apply in minutes online or over the phone - and even get pre-approved so you can go to the dealership ready to deal.

  • Loans for new and used vehicles
  • Up to 100% financing for new vehicles
  • Low rates, with terms up to 84 months
  • Interest rate discounts available
  • No loan origination fee
  • Easy application process can give you same-day access to funds
  • Refinancing options available
  • Skip-a-Pay options available
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If you have any questions, please see our FAQs page


What’s Better than a New Car Feeling?

How About Not Having to Make Your First Payment?!

If you are planning to buy a new or used vehicle or simply want to refinance an existing loan from another lender, now is the time. Fund your loan between October 1 through December 31, 2021, and you could be one of nine lucky winners to have your first payment (up to $500) made by us!

Apply online or speak to one of our Lending Representatives by calling us at (626) 445-0950, option 1.


Apply Today

Autoland logoNeed a Little Help Finding Your Perfect Car?

We’ve got you covered there too! Our auto buying partner, Autoland can help find you the year, make and model you’re looking for. And if you purchase your vehicle through Autoland, we'll deduct 0.25% off your already low rate.

You can even take contactless delivery at your home, office or closest Foothill branch. Contact an Autoland to get started.


*Loan payment will be made up to $500 max. Three winners will be drawn each month – October, November, and December. Winners will be notified via phone call. Loan must fund during the promotional period to qualify for sweepstakes. Minimum loan amount $15,000 to qualify for drawing. The lowest discounted rate is 1.65% APR (annual percentage rate). Contact the credit union for more info. Read the sweepstakes rules.

Buying a car without a credit history doesn’t have to be complicated. Our First Time Car Buyer Program will get you out on the road while you make payments and build your credit.

Benefits of the First Time Car Buyer Program

  • Up to 100% financing
  • Terms up to 60 months
  • Automatic payroll deduction for easy repayment
  • Special rate discounts for certain vehicles
  • Fast & easy application process


Qualifying for the First Time Car Buyer Program

  • Be at least 18 years old
  • Have a valid California drivers license
  • Not have a previous auto loan
  • Have a minimum of 6 months employment or be a college graduate
  • Have a minimum monthly income of at least $1,000


The car you want to purchase must also qualify by meeting these requirements:

  • Loan amount not to exceed retail blue book value
  • Max loan amount is $20,000
  • 10 model years old or newer
  • The vehicle must have less than 100,000 miles
  • The vehicle must be registered in California

Hear What Our Members Are Saying

"Foothill Credit Union has been great! They have wonderful customer service within all the departments. I have experienced their loan department with no hassles at all. They also have great ideas to help with savings and financing."

- Carie N.

Digital Payments

Make quick, secure and touch-free payments online or in stores with your mobile device – all with the peace of mind.

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Foothill Credit Union is a full-service credit union with California branches in Arcadia, Covina and Glendora.