School Employee Benefits

Educating tomorrow's leaders is an important job. Those who take on that task deserve far more than a pat on the back.

Educators deserve our A-plus effort

If your school district or educational institution is one of our Select Employer Groups, you may qualify for a long list of financial benefits. These include savings programs, discounted loans, and funding for classroom materials and activities

Summertime Savings

For many people, an education career is a lifetime commitment. But it often provides a paycheck only 9 or 10 months out of each year. With this special savings program, you set aside cash during the academic calendar and then have access to it during the summer.

  • Funds are deposited automatically through Payroll Deduction or Direct Deposit
  • Enhance dividend rates - currently 3.00% APY* (Rate subject to change.)
  • Minimum monthly deposit is $50. Maximum monthly deposit is $2,000
  • All funds will be automatically transferred into your designated Foothill Credit Union account on June 1, July 1, or August 1

Disclosure: * APY=Annual Percentage Yield. Rate may change without notice. The minimum deposit amount each month is $50 and the minimum account balance required to earn the advertised annual percentage yield is $50. There is a $2,000 per month maximum deposit limit into the account. Contact the Credit Union for complete details. Please note: Members with a Christmas Club and a Summertime Savings are allowed a combined maximum deposit of $2,000 per month into both accounts. See the Credit Union for clarification.

When educators sign up for Summertime Savings, they set aside money during the academic year to see them through the paycheck-challenged summer months. Our Educator Plus account is the ideal landing spot for your money after your Summertime Savings accounts reach maturity.

  • Educator Plus Accounts currently earn an enhanced savings rate of 0.35% APY. (Rate subject to change.)
  • One free withdrawal permitted within the first 30 days of rolling over cash from Summertime Savings to Educator Plus Savings.*

Disclosure: * Funds withdrawn after 30 days will incur a $5 fee. Transfers only from Summertime Savings

You don't have to teach math to know that a good car loan can save you hundreds or thousands of dollars in the long run. Our special auto financing for school employees features a variety of ways to reduce your overall financing rate.

  • Up to 100% financing for new vehicles
  • No application fee or loan origination fee
  • Free loan pre-approval online in minutes
  • Low rates, with terms up to 84 months
  • 0.50% rate discount for automatic transfer from a Foothill Credit Union Checking Account with direct deposit
  • 0.25% discount for automatic transfer from a Foothill Share Account with direct deposit or payroll deduction
  • 0.25% discount if you are employed by an educational institution or school district that's one of our Select Employer Groups.
  • 0.25% discount for members who have a Platinum or Platinum Rewards Mastercard. Apply for one.
  • Get pre-approved online before going to a dealership and receive a 0.25% discount for using the auto draft Skip-a-Pay options allow you to skip a payment and come back to it

As much as you might love being around young people, it's healthy to break away from the school routine and do your own thing. At Foothill Credit Union, we help school employees kick back and cut loose with discounted loans on motorcycles, boats, personal watercraft and recreational vehicles.

  • 0.25% rate discount for being a school employee in one of our Select Employer groups
  • 0.50% rate discount for auto transfer from an Foothill Checking Account with direct deposit
  • 0.25% discount for auto transfer from a Foothill Share Account with direct deposit or payroll deduction.

Summer is a good time to take it easy. But if you're a school employee, making ends meet without a paycheck can be hard. At Foothill Credit Union, we totally understand the situation and allow you to skip certain loan payments during the summer months.

  • School employees with Foothill Auto Loans or Signature Personal Loans are eligible
  • You may skip two monthly payments in any one summer
  • No fee for skipping payments
  • Just give our lending team a call at (626) 445-0950 and choose option 1 to take advantage of our Summer Skip

After all the effort you put in during the school week, do you really want to spend Friday afternoon, Saturday morning or any of your other precious time in line waiting to deposit your paycheck? We thought not. With Direct Deposit, your money is electronically deposited into your account, where you get faster access to it.

  • Direct deposit is totally secure and absolutely free
  • Contact your employer's accounting or human resources department for details on how to sign up
  • You'll need to know your Foothill account number and Foothill's Routing/Transit number - 322273489

Good teachers are always coming up with fresh ways to inspire their students. But there's often no extra money in classroom budgets to bring these great ideas to life. At Foothill Credit Union, we offer low-cost (or no-cost) loans that can cover the costs of special programs, supplies or educational materials.

  • Borrow up to $1,000
  • Current rate of 0%* - 2.90% APR (Rates subject to change)
  • 12-month repayment period

Disclosure: *0% APR (Annual Percentage Rate) requires a direct deposit of $500 or more into a Foothill Checking Account and automatic payments. If direct deposit and autopay requirements are not met, the rate will be 2.90%.

Foothill Credit Union awards annual scholarships of up to $3,000 to members looking to advance their educational careers. The scholarships are awarded annually.

  • Career Advancement Scholarship applications are accepted from August through October.
  • Any Foothill member who is pursuing or advancing a career in the educational field may apply.
  • If you are not a member, you may open an account and become eligible to apply. Must be a member for at least three months to receive funds.
  • Foothill employees, Board and Committee members and their families are not eligible for Medical Career Advancement Scholarships.

Not long ago, blackboards, pencils and notebooks were good enough. But in the 21st century, personal computers and laptops are necessary teaching tools. At Foothill Credit Union, we offer low-interest loans that help educators acquire the latest technology.

  • Loan rate of 5.90% APR - 10.90% APR* (Rates subject to change)
  • 36-month repayment period
  • Maximum loan of $5,000
  • Qualifying products include computers/laptops, printers, tablets/iPads, cameras, and document cameras

*APR - Annual Percentage Rate. Rates subject to change. Requires proof of purchase (receipt) or purchase order (invoice) at the time of funding. All proceeds will be paid directly to the member. 

The main purpose of school is to prepare young people for the real world. At Foothill Credit Union, we're happy to contribute to that worthy effort by offering educators access to student-oriented financial seminars and enrichment activities.

  • Money 101: The foundation for smart money management is established at an early age. Our Money 101 seminar will introduce simple saving, banking and other basic financial concepts that your teen can easily grasp and understand. Plus, they'll have fun learning.
  • Credit101 Seminar: Young people walk away with the understanding of the importance of establishing and maintaining good credit.
  • Bite of Reality®: This hands–on financial literacy simulation that gives high-school students a taste of real-world financial challenges in a fun, interactive setting. Students receive a fictional occupation, family, and salary and must navigate through life's expenses using a budget.
  • EverFi Financial Literacy Program: Enhance your lesson plan with digital tools sponsored by Foothill, designed for high school students.
  • College Bound Scholarship: We annually award three, $2,000 scholarships to graduating high school students or current college freshmen.

We also offers special Classroom Improvement Grants and Career Advancement Scholarships in support of our area teachers.

Improving your skillset and furthering your education is a great way to advance your career and give your resume a serious boost. Our Career Advancement Loan can help you with the funds to do just that.

  • Loan rate of 3.25% APR - 8.25% APR* (Rates subject to change)
  • 60-month repayment period
  • Maximum loan of $15,000
  • Loan designed for members that work in a school or hospital

*APR - Annual Percentage Rate. Rates subject to change. Requires proof of enrollment in approved program at funding. Must work for any school or hospital. Limit of one Career Advancement loan per member. All proceeds will be paid directly to the member. 

Hear What Our Members Are Saying

"I would like to say thank you for being a wonderful bank. The people are always helpful, caring, treat us like family. I have been with you for 29 wonderful years! I am so glad a co-worker shared her experience with me back when I first started working here at Duarte High 29 years ago. Keep up the great work!"

- Raquel M.

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Foothill Credit Union is a full-service credit union with California branches in Arcadia, Covina and Glendora.