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Right now, it's just a nice house. We'll do everything possible to turn it into your next home sweet home.

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Set Sail on a Memorable Cruise for Two

This spring, we're not just helping you secure your dream home with a Foothill Mortgage, we’re also giving you the chance to win a stunning cruise! That’s right! When you fund any Foothill mortgage loan of $150,000 or more, from April 1st to June 30th, you’ll be automatically entered for a chance to set sail on an unforgettable journey!

  • 4-day/3-night cruise for two adults
  • All meals and entertainment included
  • Sail to Mexico, Caribbean, or Bahamas

Picture yourself and a guest relaxing on the deck, exploring exotic ports, and indulging in delicious dining. Apply for a Foothill mortgage online for a chance to to win this cruise!

Apply Now

Members who fund a mortgage loan from Foothill will from 4/1/2025 to 6/30/2025 will automatically be entered into the cruise sweepstakes. No purchase necessary to enter or win. Odds of winning is dependent upon the number of qualified entries. Read sweepstakes rules and disclosure

Cruise information: 4 Day/3 Night cruise for 2 people in one stateroom (category 4A) based on double occupancy with Carnival Cruise Lines, Royal Caribbean Cruise Lines, Princess Cruise Lines or Norwegian Cruise Lines. Departure ports include: Long Beach, CA; Miami, FL; or Port Canaveral, FL sailing to the Caribbean or the Bahamas. The guest is responsible for travel/port taxes of $99.00 USD per person. Total recipient expenses are $198.00 USD per couple.

Let us help you make your big move

House-hunting can be exciting. But choosing the right mortgage? That can leave anyone with sweaty palms. Our experienced lending team is ready to clearly explain all the options and work with you every step of the way.

To schedule an appointment with our Mortgage Loan Officer, call Vahan at 626-445-0950 ext. 6236.

NMLS #681615

 

Interest Rates Certified by Datatrac

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Get the lowdown on all our loan types

Just as the San Gabriel Valley has dozens of housing styles to choose from, Foothill Credit Union offers many attractive mortgage options. As you go about making your choice, here is some information that might prove useful:

  • Our conventional loans require a down payment of at least 3-5%
  • The maximum loan amount for a conforming loan is $1,209,750. That number can vary on a county-by-county basis.
  • Jumbo loans require a 20% down payment for a maximum loan-to-value of 80%. The maximum Jumbo loan amount is $1 million.
  • To schedule an appointment with a Mortgage Loan Representative, call 626-445-0950 ext. 6236.
Apply Today View Rates

When you're buying a home, you're looking for solid construction. When you're choosing a loan, you might also want something built for the long haul. With a fixed-rate mortgage, your payments will never rise, making it much easier to plan your financial future.

  • Choose loans of 10, 15, 20 and 30 years
  • Affordable rates and low closing costs
  • Shorter term loans come with higher monthly payments, but allow you to reduce debt and create equity more quickly
  • Mortgage interest payments are often tax-deductible. Consult your tax advisor.
  • Jumbo Loans available for mortgages over the conforming limit
 

It's no secret that housing can be expensive. But it's possible to cuts costs and still get that place you really love. With an ARM, you enjoy a lower initial interest rate, which holds down monthly payments and buys you time to rebuild your savings.

  • Pay a lower interest rate for a certain number of years
  • When the introductory period ends, the rate may be adjusted periodically
  • Loan caps limit the size of rate increases in any one year or over the life of a loan
  • Good choice if you plan to move again in a few years or you expect your household income to increase
  • Refinancing options available

You love your home. But your loan could be better. Talk to one of our lending professionals about how you might shrink your monthly payments, eliminate your debt quicker, or leverage extra cash for home improvement projects and other needs.

  • Adjustable-rate and fixed-rate refinancing loans available.
  • If interest rates have dropped, you may be able to save hundreds or thousands of dollars by switching to a mortgage with a lower rate.
  • You might want to reduce your loan repayment period - perhaps from 30 to 15 years - in order to reduce your total interest charges and eliminate your debt more quickly.
  • If you have accumulated equity in your house, you may qualify for a cash-out refinance to consolidate debt or do home improvements.

Get up to $1,000 off Your Closing Cost

Get $750 off your closing cost

There's an easy way to save more money on your Foothill mortgage. When you complete our three financial literacy modules within our mortgage playlist (each taking 6 minutes or less), we'll take $750 off your closing costs*. Modules include:

  • Considering Homeownership
  • Buying a Home
  • Mortgages
 

Get another $250 off

Watch our Home Buying Webinar video, complete the form at the end, and we'll take another $250 off your closing cost.
 

Contact a Mortgage Representative

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        Hear What Our Members Are Saying

        "Foothill Credit Union has been great! They have wonderful customer service within all the departments. I have experienced their loan department with no hassles at all. They also have great ideas to help with savings and financing."


        - Carie N.

        Recorded Webinar: Buying Your First Home

        Our Real Estate Loan officer breaks down the process of home buying and set you up for success as you prepare to own your first home

        Watch Video
        buying your first home

        Foothill Credit Union is a full-service credit union with California branches in Arcadia, Covina, Glendora, and Upland.