You already have a good auto insurance policy. You're certain that you'll be fully compensated if something bad happens to your vehicle. The fact is, you're probably mistaken.
Your purchase of GAP is optional. Whether or not you purchase GAP will not affect your application for credit or the terms of any existing credit agreement you have with the financial institution. There are eligibility requirements, conditions, and exclusions that could prevent you from receiving benefits under GAP. You should carefully read the contract for a full explanation of the terms.
Foothill Credit Union is a full-service credit union with California branches in Arcadia, Covina and Glendora.