GAP Coverage

Protect your finances with coverage that kicks in if your car, truck, or SUV is stolen or damaged beyond repair.

Sometimes, regular insurance comes up short

You already have a good auto insurance policy. You're certain that you'll be fully compensated if something bad happens to your vehicle. The fact is, you're probably mistaken.

GAP coverage completely pays off your loan

In the event your vehicle is declared a total loss after an accident or theft, it’s likely the standard insurance policy will fall short in covering your entire loan balance. In fact, if the average new car owner has their vehicle stolen or damaged beyond repair, they could still owe thousands of dollars after their insurance settlement. 

To protect yourself from a financial loss, move beyond the industry standard with coverage that’ll benefit you through your entire loan term. GAP can pay up to the remaining balance of your auto loan after an insurance payout—protecting you from a financial loss.

In most cases, GAP will make up the difference between what your insurance policy covers and the amount you still owe. So, instead of paying off a substantial loan balance for a vehicle you can no longer drive, you could be relieved from your remaining loan balance. 

Give yourself peace of mind knowing your auto loan won’t be a burden if an unexpected accident or theft occurs.

To learn more or to add GAP, use the form below or give our team a call at (626) 445-0950, option 1.


Your purchase of GAP is optional. Whether or not you purchase GAP will not affect your application for credit or the terms of any existing credit agreement you have with the financial institution. There are eligibility requirements, conditions, and exclusions that could prevent you from receiving benefits under GAP. You should carefully read the contract for a full explanation of the terms.

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Foothill Credit Union is a full-service credit union with California branches in Arcadia, Covina and Glendora.