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Mortgage Refinance

Ready to refinance your home? We can help.

Your Refinance Journey Starts Here

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LOWER YOUR MONTHLY PAYMENT

Increase your cash flow when you refinance for a longer time frame. Or, if you’re planning to sell in a few years, an adjustable-rate mortgage may be the way to go.

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PAY OFF YOUR HOME SOONER

Refinancing to a shorter term can take years off your mortgage and lower the amount of interest you'll pay over the life of your loan.

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TAP INTO YOUR HOME'S EQUITY

Looking to start that big project or want to consolidate your higher-interest debt? A cash-out refinance can help.

You love your home. But your loan could be better.

Depending on the terms of your current loan and how long you plan to stay in your home, refinancing could be the best option for you. Whether you have an existing loan with us or one with another lender, we have fixed- and adjustable-rate options that could save you money.

Apply Today Contact Loan Officer

Fixed Rate Mortgage

When you are ready to stay awhile

  • For those who are on a fixed income, plan to live in their home for a long time and do not expect to refinance
  • Interest rate and payments fixed for the life of the loan
  • Up to 30 year terms available
  • Borrow up to $970,800 (can vary on a county-by-county basis)
 
Looking to borrow more? Ask about our Jumbo Loan.

Adjustable Rate Mortgage (ARM)

Flexibility and up front savings

  • Lower initial interest rate and payments than a fixed rate loan, improving your cash flow when you first move in.
  • Fixed rate for an initial period of time: 5 or 7 years
  • Interest rate adjusts after the initial fixed period
  • Interest rate has caps when adjustments occur (ask for more details)

Ready to get started?

Contact our friendly experienced Real Estate Department to go over what best fits your needs.

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Home Equity Loans & Lines

Get the most from your home by tapping into its equity with a low-interest rate HELOC.

Learn More