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Credit Cards

Choosing the right card can be hard - only because there are so many good options.

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Play your cards right and good things happen

It all starts with ultimate purchasing power. But all three of our credit cards offer so much more. Collect enticing rewards. Save with extra low rates. Or take strong steps to restore your credit score.

Platinum Rewards

You've got to pay the bills. You have to top off the tank, fill the fridge, and put clothes on your back. Since you're spending money anyway, choose a payment method that piles up rewards points redeemable for name-brand products, travel services, gift cards and more.

  • Up to $25,000 credit limit
  • No annual fee or balance transfer fee
  • No cash advance fee
  • Low variable interest rate
  • 25-day, interest-free grace period on purchases
  • Foothill Rewards Program (earn points for using your Platinum Rewards Credit Card)
  • 24/7 anti-fraud and ID theft resolution services
  • Emergency card replacement
  • Emergency cash advances
  • Use your card to get cash at Mastercard/Cirrus ATM Locations
  • Mastercard Zero Liability Protection means you're not held responsible for unauthorized purchases with your card
Apply Today View Rates


Claim Your Rewards

  • Earn Everyday Points: When you use your Platinum Rewards card, you can earn points with every purchase big or small. Pay in person or online and watch your points grow over time.
  • Redeem Your Points: Once you’ve accumulated enough points, you can start cashing in. Take your pick of travel services, fun experiences, gift cards and more. With an extensive catalog that’s constantly updated, you’re sure to find something that excites you.
  • Redeem on the Go: You don’t have to be tied to your computer to use your rewards. You can take advantage of our mobile site and mobile app to redeem your rewards at your convenience.
Explore Rewards Program
 
If you have any questions, please see our FAQs page. 
 

Sometimes it's best to keep it simple. With the Platinum Mastercard, here's all you need to know: With our lowest card rate, you'll spend a lot less on interest charges and keep your monthly payments under control.

  • Switches to low variable rate at end of introductory period
  • No annual fee or balance transfer fee
  • No cash advance fee
  • 25-day, interest-free grace period on purchases
  • 24/7 anti-fraud and ID theft resolution services
  • Emergency card replacement
  • Emergency cash advances
  • Use your card to get cash at Mastercard®/Cirrus ATM Locations
  • Mastercard Zero Liability Protection means that you're not held responsible for unauthorized purchases with your card.
Platinum Mastercard
Rewards
No
Perks

None
Intro APR*

3.99%
Standard APR*

8.75%-15.25%
Rate Type

Variable
Annual Fee
No
Balance Transfer Fee
No
Cash Advance Fee
No
Maximum Limit

$25,000
Platinum Rewards Mastercard
Rewards
Perks

Earn Bonus Points
Intro APR*

3.99%
Standard APR*

10.25%-16.75%
Rate Type

Variable
Annual Fee
No
Balance Transfer Fee
No
Cash Advance Fee
No
Maximum Limit

$25,000
Features
Platinum Mastercard
Platinum Rewards Mastercard
Rewards No
Perks

None

Earn Bonus Points
Intro APR*

3.99%

3.99%
Standard APR*

8.75%-15.25%

10.25%-16.75%
Rate Type

Variable

Variable
Annual Fee No No
Balance Transfer Fee No No
Cash Advance Fee No No
Maximum Limit

$25,000

$25,000

*APR = Annual Percentage Rate. Rates subject to change without notice. Contact the credit union for current rates.

Maybe your career is just getting started. Or maybe your financial track record is a notch or two less than perfect. In either case, you still need a way to make necessary purchases. And it would help if you could build up - or repair - your credit rating. If this all describes you, than this Mastercard is the perfect fit.

  • Credit limit linked to balance in your savings account
  • No annual fee or balance transfer fee
  • No cash advance fee
  • 25-day, interest-free grace period on purchases
  • 24/7 anti-fraud and ID theft resolution services
  • Emergency card replacement
  • Emergency cash advances
  • Use your card to get cash at Mastercard®/Cirrus ATM Locations
  • Mastercard Zero Liability Protection means that you're not held responsible for unauthorized purchases with your card.

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Contactless Credit Cards

 

New and reissued Foothill credit cards now come with contactless payment technology built in.

A contactless card contains a small, near field communication (NFC) chip that allows for close-range payments. It works much like mobile wallets (like Apple Pay or Samsung Pay). When you tap or place your contactless debit or credit card near the contactless symbol on a checkout terminal, your payment is submitted wirelessly without having to swipe or insert your card. It's safe and easy.

Please note: We are currently working to get contactless cards available in our branches.

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1. Look for Symbol

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2. Tap

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3. Done

locator.pngWant to know which businesses accepts our Contactless Mastercards? Go here   |   FAQs

Read the credit card disclosures

Hear What Our Members Are Saying

"Foothill Credit Union has been great! They have wonderful customer service within all the departments. I have experienced their loan department with no hassles at all. They also have great ideas to help with savings and financing."


- Carie N.

Helpful Resources

Make a Loan Payment Skip a Loan Payment Online Banking Financial Health Center Calculators Rates

Digital Payments

Make quick, secure and touch-free payments online or in stores with your mobile device – all with the peace of mind.

Get Started

Foothill Credit Union is a full-service credit union with California branches in Arcadia, Covina and Glendora.