Platinum Low Interest Credit Card

Designed to provide you with the most competitive rates in the market.

Features & Benefits


Lowest Interest Rate

With our lowest card rate, you can enjoy greater financial freedom – significantly reduce interest charges and effortlessly manage your monthly payments.


Up to $100k Limit

Need more purchasing power? We can provide a credit limit of up to $100,000 (depending on your financial situation).


No Annual / Hidden Fees

Say goodbye to costly fees. As a not-for-profit credit union, we’re able to pass savings on to our members and skip the fees other institutions typically charge.

More Details about our Platinum Low Interest Credit Card

With our lowest card rate, you'll spend a lot less on interest charges and keep your monthly payments under control.

You’ll also get access to valuable perks that keep your financial health secured, including anti-fraud services, ID theft resolution, and zero liability protection.

  • Up to $100,000 credit limit
  • No annual fee or balance transfer fee*
  • No cash advance fee
  • 25-day, interest-free grace period on purchases
  • 24/7 anti-fraud and ID theft resolution services
  • Emergency card replacement
  • Emergency cash advances
  • Use your card to get cash at Mastercard®/Cirrus ATM Locations
  • Mastercard Zero Liability Protection means that you're not held responsible for unauthorized purchases with your card.

*Some promotions may assess a fee.

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Competitive Rates

Borrow when you need to, at a great low rate. Our low credit card interest rates are designed to help you make the most of your money and reduce your borrowing costs.



Interest Rates Certified by Datatrac

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Hear What Our Members Are Saying

"Wonderful services and very helpful staff. Credit card rates at about half of the national average."

- Dan

Platinum Low Interest Credit Card FAQs

There is no minimum credit score required, however credit score helps determine the interest rate offered for any Foothill credit card. The best interest rate can be obtained with a FICO score of at least 730.

If a check submitted for your credit card payment is returned, there is a $15 returned check fee. Late payments (7 days or more past due) will result in a $25 late payment fee.

There is a 25-day interest-free grace period on all purchases. Purchases that are paid off within this period will not incur any interest charges.

Yes! There is no fee charged by Foothill for balance transfers.* You can consolidate your balances across multiple cards into one easy payment to reduce interest charges and simplify your finances.

*Some promotions may charge a balance transfer fee.

Digital Payments

Make quick, secure and touch-free payments online or in stores with your mobile device – all with the peace of mind.

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