With our lowest card rate, you can enjoy greater financial freedom – significantly reduce interest charges and effortlessly manage your monthly payments.
Need more purchasing power? We can provide a credit limit of up to $100,000 (depending on your financial situation).
Say goodbye to costly fees. As a not-for-profit credit union, we’re able to pass savings on to our members and skip the fees other institutions typically charge.
With our lowest card rate, you'll spend a lot less on interest charges and keep your monthly payments under control.
You’ll also get access to valuable perks that keep your financial health secured, including anti-fraud services, ID theft resolution, and zero liability protection.
*Some promotions may assess a fee.
Borrow when you need to, at a great low rate. Our low credit card interest rates are designed to help you make the most of your money and reduce your borrowing costs.
"Wonderful services and very helpful staff. Credit card rates at about half of the national average."
- Dan
There is no minimum credit score required, however credit score helps determine the interest rate offered for any Foothill credit card. The best interest rate can be obtained with a FICO score of at least 730.
If a check submitted for your credit card payment is returned, there is a $15 returned check fee. Late payments (7 days or more past due) will result in a $25 late payment fee.
There is a 25-day interest-free grace period on all purchases. Purchases that are paid off within this period will not incur any interest charges.
Yes! There is no fee charged by Foothill for balance transfers.* You can consolidate your balances across multiple cards into one easy payment to reduce interest charges and simplify your finances.
*Some promotions may charge a balance transfer fee.
Make quick, secure and touch-free payments online or in stores with your mobile device – all with the peace of mind.
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