Personal Loans & Lines

Life can throw you curveballs. And it can drop opportunity into your lap. Either way, some extra money can make a big difference.

Let's find the best way to get you that cash

At Foothill Credit Union, we put the 'personal' in Personal Loans. Our lending team will guide you to a loan option that fits your unique circumstances and work to get you your money as quickly as possible.

Personal Loan

Good credit history. Steady employment. With a Signature Loan, you don't have to have equity in a house or put up any other collateral. Just sign on the bottom line and you can borrow money for any purpose.

  • Borrow up to $25,000
  • Competitive interest rates
  • Take up to 48 months to repay
  • Arrange for easy automatic payments through Online Banking
  • Often used to pay off higher interest debt or big credit card balances
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A credit line can be a financial lifeline. We'll set you up with a loan fund that you can tap into whenever there's a need. Use it for major repairs, medical bills, or other unexpected expenses. Or splurge a little and take your family on a trip or buy them something nice.

  • Fixed interest rate
  • Easy access to funds through checks, Online Banking or at Foothill Credit Union branches
  • Credit lines provide automatic overdraft protection for your Foothill Checking account. If necessary, we'll automatically transfer credit line funds to cover checking shortfalls.
  • You can also get cash advances from your line of credit
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That money in your savings account? Let's leave it there to grow. At the same time, you can use that savings balance as collateral to secure a low-interest loan with a longer repayment period.

  • Loan limit is secured by your deposit balance
  • Interest rate just 2% higher than what your deposit account is earning
  • Continue to earn dividends on your savings balance
  • Repayment periods of up to 60 months
  • Arrange for easy automatic payments through Online Banking

It's important to make formal arrangements to ensure that your assets are ultimately distributed as you wish. But with legal fees, document preparation and other expenses involved, setting up a trust or an estate plan does cost some money. At Foothill Credit Union, we offer short-term loans to cover those costs.

  • Borrow up to $2,500
  • Repay loan in 12 monthly installments
  • Arrange for easy automatic payments through Online Banking
* Our Legacy Loan is available for Trusts set up through Affinity Trusts only

You're headed in the right direction. You're starting to build a credit history - or trying to build up a low credit score. Getting a loan and making timely payments can speed up your progress. With a Fresh Start Loan, you secure your loan with the loan proceeds. As you pay down the balance, funds become available and you start building credit!

  • Low rate of 2.00% APR*
  • No fees or initial security deposit
  • Loan amounts from $1,000 to $5,000.
  • Repayment terms up to 36 months
  • Your payments are reported to the major credit bureaus, which help you build or repair your credit

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Hear What Our Members Are Saying

"Foothill Credit Union has been great! They have wonderful customer service within all the departments. I have experienced their loan department with no hassles at all. They also have great ideas to help with savings and financing."

- Carie N.

Digital Payments

Make quick, secure and touch-free payments online or in stores with your mobile device – all with the peace of mind.

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Disclosure: * Annual Percentage Rate

Foothill Credit Union is a full-service credit union with California branches in Arcadia, Covina and Glendora.