Alerts

Personal Loans & Lines

Life can throw you curveballs. And it can drop opportunity into your lap. Either way, some extra money can make a big difference.

Let's find the best way to get you that cash

At Foothill Credit Union, we put the 'personal' in Personal Loans. Our lending team will guide you to a loan option that fits your unique circumstances and work to get you your money as quickly as possible.

Personal Loan

Good credit history. Steady employment. With a Signature Loan, you don't have to have equity in a house or put up any other collateral. Just sign on the bottom line and you can borrow money for any purpose.

  • Borrow up to $25,000
  • Competitive interest rates
  • Take up to 48 months to repay
  • Arrange for easy automatic payments through Online Banking
  • Often used to pay off higher interest debt or big credit card balances
 
Apply Today View Rates
Our Personal loans offer a rate range of 8.50%-16.25% APR for 36 months, or a rate range of 10.50%-18.00% APR for 48 months. Sample monthly payment of a $1,000 loan with a rate of 8.50% APR for 36 months is $31.57, which equates to a total repayment of $1,136.43. Sample monthly payment of a $1,000 loan with a rate of 10.50% APR for 48 months is $25.60, which equates to a total repayment of $1,228.96. $500 Minimum loan amount; $25,000 Max loan amount.
 
All loans subject to credit approval. Rate and term to be determined based on creditworthiness. The rate will not increase while the loan is open. Rates and terms are subject to change without notice. Must be a Foothill member and meet membership qualifications. Some restrictions apply.
 
Other available discounts include a 0.25% discount for auto transfer from a Foothill share account with direct deposit or payroll deduction. A 0.25% discount for our school and hospital employees. Consult with a Foothill representative for details.

A credit line can be a financial lifeline. We'll set you up with a loan fund that you can tap into whenever there's a need. Use it for major repairs, medical bills, or other unexpected expenses. Or splurge a little and take your family on a trip or buy them something nice.

  • Fixed interest rate
  • Easy access to funds through checks, Online Banking or at Foothill Credit Union branches
  • Credit lines provide automatic overdraft protection for your Foothill Checking account. If necessary, we'll automatically transfer credit line funds to cover checking shortfalls.
  • You can also get cash advances from your line of credit
 
Apply Today       View Rates

That money in your savings account? Let's leave it there to grow. At the same time, you can use that savings balance as collateral to secure a low-interest loan with a longer repayment period.

  • Loan limit is secured by your deposit balance
  • Interest rate just 2% higher than what your deposit account is earning
  • Continue to earn dividends on your savings balance
  • Repayment periods of up to 60 months
  • Arrange for easy automatic payments through Online Banking
 

Combine all of your high-interest credit card and loan payments into one simplified monthly payment!

With one easy-to-make monthly payment, you can simplify all your bill payments and organize your personal finances, not to mention the money you'll be saving with a lower rate.

  • Borrow up to $25,000
  • Competitive interest rates
  • Take up to 36 or 48 months to repay
  • Arrange for easy automatic payments through Online Banking
  • Often used to pay off higher interest debt or big credit card balances
 

Whether it's keeping in touch with family and friends, studying for school or conducting business, our new Technology Loan is here to help. We understand how important and expensive technology is in today's world. That's why we've created a low rate loan to help you save money by not using your high rate credit card to buy your next tech purchase. 

  • Loan rate of 5.90% APR - 10.90% APR* (Rates subject to change)
  • 36-month repayment period
  • Maximum loan of $5,000
  • Qualifying products include computers/laptops, printers, tablets/iPads, cameras, and document cameras
     

*APR - Annual Percentage Rate. Rates subject to change. Requires proof of purchase (receipt) or purchase order (invoice) at the time of funding. All proceeds will be paid directly to the member. 

With legal fees, document preparation and other expenses involved, setting up a trust or an estate plan does come with a cost. At Foothill Credit Union, we offer a short-term loan called Legacy Loan to cover these costs.
 
  • Borrow up to $2,500
  • Repay loan in 12 monthly installments
  • Arrange for easy automatic payments through Online Banking
     
 
Please note: Our Legacy Loan is available for Trusts set up through Affinity Trusts only.

You're headed in the right direction. You're starting to build a credit history - or trying to build up a low credit score. Getting a loan and making timely payments can speed up your progress. With a Fresh Start Loan, you secure your loan with the loan proceeds. As you pay down the balance, funds become available and you start building credit!

  • Low rate of 2.00% APR*
  • No fees or initial security deposit
  • Loan amounts from $1,000 to $5,000.
  • Repayment terms up to 36 months
  • Your payments are reported to the major credit bureaus, which help you build or repair your credit
 

View Rates

Improving your skillset and furthering your education is a great way to advance your career and give your resume a serious boost. Our Career Advancement Loan can help you with the funds to do just that.

  • Loan rate of 3.25% APR - 8.25% APR* (Rates subject to change)
  • 60-month repayment period
  • Maximum loan of $15,000
  • Loan designed for members that work in a school or hospital

*APR - Annual Percentage Rate. Rates subject to change. Requires proof of enrollment in approved program at funding. Must work for any school or hospital. Limit of one Career Advancement loan per member. All proceeds will be paid directly to the member. 

Hear What Our Members Are Saying

"Foothill Credit Union has been great! They have wonderful customer service within all the departments. I have experienced their loan department with no hassles at all. They also have great ideas to help with savings and financing."


- Carie N.

Digital Payments

Make quick, secure and touch-free payments online or in stores with your mobile device – all with the peace of mind.

Get Started

Disclosure: * Annual Percentage Rate

Foothill Credit Union is a full-service credit union with California branches in Arcadia, Covina and Glendora.