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Home Equity Loans & Lines

Your house can help you borrow money at truly terrific rates.

The fine print basically says: Do whatever you want

Please don't get stuck on the word "home." While funds can be used to remodel kitchens or repair roofs, you're free to use the money to do, buy, or pay for absolutely anything.

Get your money all at once - or right when you need it

Send a kid to college, go on a globe-trotting adventure, cover major repairs or pay off a mountain of medical bills. While you're deciding exactly what to do with your Home Equity funds, you might also take some time to consider whether a traditional loan or revolving line of credit will best fit your needs.
 

Home Equity Loan

  • Get all your loan money at once
  • Fixed interest rates keep your monthly payments stable
  • Borrow up to 80% of the equity you have in your home (market value of home minus your mortgage balance)
  • No prepayment penalty
  • Make easy payments using Online or Mobile Banking
  • Interest payments may be deductible. Consult your tax advisor for details.
Apply Today View Rates

Home Equity Line of Credit

  • Get access to a loan fund you can tap into time and time again
  • 12-month low introductory rate
  • Borrow as you wish for 10 years. After that, you have 15 years to repay any outstanding balance.
  • Pay interest only on the amount you've actually used
  • Easy access to money through checks, Online Banking and at Foothill Credit Union branches
  • Good choice if you want to pay off higher-interest loans or credit cards
Apply Today View Rates

Go Green With Our Energy Saver Loan

Making upgrades for a more energy-efficient home isn’t just good for the environment, it's good for your budget too. Whatever eco-friendly route you take, Foothill can help you get there with loan options that cover a wide variety of upgrades.

  • Solar Panels
  • Cool Roof
  • Heating and Air Conditioning
  • Weather proofing, Insulation, Duct Sealing and Air Sealing
  • Drought Tolerant Landscaping
  • Windows and Doors
  • Water Heaters
  • Energy Star qualified Appliances, such as Washers and Dryers
 
Not sure if something you want to do qualifies for this eco-friendly upgrade loan? Speak to one of our representatives at (626) 445-0950, option 1 today.
 
 
Foothill Credit Union is a full-service credit union with California branches in Arcadia, Covina and Glendora.

This loan is secured by your home. Property must be located in the following counties: Orange, Los Angeles, Riverside, San Bernardion, Ventura and San Diego. Property must be owner-occupied. Rates and terms quoted are for single family dwellings. Member fees may include appraisal, title change, recording fees and any other related fees.

Hear What Our Members Are Saying

"Foothill Credit Union has been great! They have wonderful customer service within all the departments. I have experienced their loan department with no hassles at all. They also have great ideas to help with savings and financing."


- Carie N.

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