Mechanical Repair Coverage

Even the best auto warranties run out. Here's a low-cost way to extend your protection.

Don't get stuck with big repair bills

We live in a world of traffic jams, long commutes, and bumpy roads. And so breakdowns happen. It's good to know that a visit to the mechanic won't put a major dent in your budget.

As your vehicle gets older, the risk and cost of repairs increases.

And the average cost of those repairs can be expensive.*

*Actual costs may vary by vehicle year, make and model. Prices are based on actual claim experience of Consumer Program Administrators, Inc. and its affi liated companies’ customers as of January 2021. Your experience may be different.

A quick fix at an affordable price

Your regular auto insurance covers you if you're in an accident or if a storm damages your car, truck, or SUV. But it won't help you at all if your transmission gives out or air conditioning dies. Mechanical Repair Coverage (MRC) covers many common repairs, offering vital protection for both your vehicle and your finances.

  • Foothill Credit Union's Mechanical Repair Coverage is underwritten by Member's Choice
  • Policy kicks in after your vehicle's dealer and manufacturer warranties expire
  • Coverage includes engine, drivetrain, transmission, suspension, exhaust, and electrical system
  • Rates depend on vehicle type, age, mileage, and other factors
  • Work can be done at any one of thousands of authorized repair shops
  • Includes rental car reimbursement and 24-hour roadside assistance
  • Contact a Lending Representative today at 626-445-0950, option 1
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Hear What Our Members Are Saying

"Foothill Credit Union has been great! They have wonderful customer service within all the departments. I have experienced their loan department with no hassles at all. They also have great ideas to help with savings and financing."

- Carie N.

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MEMBER’S CHOICE® Mechanical Repair Coverage is administered by Consumer Program Administrators, Inc. in all states except AK and CA, where coverage is administered by Virginia Surety Company, Inc., in WA, where coverage is administered by Automotive Warranty Services, Inc., in FL, LA , OK and WI, where coverage is administered by Automotive Warranty Services of Florida, Inc. (Florida License #60023) and in AZ, where the Obligor and Administrator is Consumer Program Administrators, Inc., all located at 175 West Jackson Blvd., Chicago Illinois 60604, 1-800-752-6265. This coverage is made available to you by CUNA Mutual Insurance Agency, Inc. In those states where MEMBER’S CHOICE® Mechanical Repair Coverage is offered as insurance (form MCCU-001-MBI) it is underwritten by Virginia Surety Company, Inc.

Foothill Credit Union is a full-service credit union with California branches in Arcadia, Covina and Glendora.