Skip a Loan Payment

Money a little tight this month? No worries. We can provide you with some breathing room.

Life happens. We know what that's like.

Expenses arise out of nowhere - or something happens to your income. But you still have plenty of bills to pay. One way to free up much-needed funds is to skip a monthly loan payment.

Make your request online, by phone or in person

At Foothill Credit Union, we take pride in providing members with loans for major purchases, home improvements and more. We also understand that the scheduled payments are a major part of your monthly budget. When you find yourself short of funds, you might be able to skip a regular payment for a small fee.

  • Your loans must be current - no past-due charges
  • One Skip-A-Pay allowance for each qualifying loan per fiscal year
  • Real estate loans not eligible

Online Request

  • $15 fee
  • Log in to Foothill's Online Banking
  • Under the Transfer & Pay tab, click the "Skip-a-Pay" link, then choose the qualifying loan you want to skip.

Phone or In-Person Request

  • $25 fee
  • Call (626) 445-0950 or visit one of our branches to speak to one of our representatives who will set up the Skip-a-Payment option for you.

By participating in Foothill's Skip-A-Pay program, you request that Foothill defer your loan payments as indicated. You agree and understand that: 1) FINANCE CHARGES will continue to accrue at the rate provided in your original loan agreement, during and after this time; 2) deferring your payment will result in your having to pay higher total FINANCE CHARGES than if you made your payment as originally scheduled; 3) the payment deferral will extend the terms of your loan(s) and you will have to make extra payment(s) after your loan(s) would otherwise be paid off; 4) you will be required to resume your payments the following month; and 5) a fee of $15 (if done online) or $25 (if done at a branch or over the phone) will be deducted from a savings or checking account for this service at the time the request is processed. All deferrals are subject to Foothill approval. Your loan(s) must be current (have no amount past due) to accept this offer. Certain restrictions may apply. One Skip-A-Pay allowance for each qualifying loan per fiscal year. Excludes all real estate loans.

Hear What Our Members Are Saying

"I have been a member for 22 years. It is the customer service that keeps me coming back. I feel they are family."

- Pam K.

Checking Accounts

At Foothill Credit Union, we offer a variety of checking options designed for your unique lifestyle and individual financial goals.

Learn More

Foothill Credit Union is a full-service credit union with California branches in Arcadia, Covina and Glendora.