Buy Now Pay Later

Need to Free up Some Funds? Turn Your Foothill Debit Purchases Into Installment Payments.

No stress, just more time to enjoy your new goodies!

Ready to make that big purchase but don't want to pay it all upfront? Say hello to our Buy Now, Pay Later (BNPL) payment program! We've made it easy to get what you want now and spread out the payments over time.


Same Foothill Debit Card, But With More Flexible Payments

  • Use your Foothill debit card whenever and wherever you shop
  • Manage your budget by spreading larger expenses over time
  • Review and manage all plans, offers and payments all within your digital banking platform

How Buy Now, Pay Later Works:

  1. Make purchases with your debit card
  2. Log-in to online banking and click the "Buy Now, Pay Later" link found under the "Loans" tab
  3. View available offers on eligible purchases
  4. Decide which purchases you would like to split over time
  5. Select the short term personal loan installment plan that works for you
  6. See your purchase amount deposited back into your account within 24 hours



Where can I find my BNPL offers? 

BNPL offers are found within your online banking or mobile app. The "Buy Now, Pay Later" link resides under the "Accounts" tab.

Why can't I see any BNPL offers? 

If you do not see any BNPL offers, this may be because your current account status or your recent debit card purchases are not eligible for BNPL. If you already have active BNPL plans, you may not be eligible for additional offers until the active plans are paid back.

What is an eligible purchase?

An eligible purchase is a debit card purchase made in the past 60 days that is at least $100 and was not a cash equivalent purchase (e.g., ATM withdrawal, money order, cash advance, etc.). Other restrictions surrounding the merchant type and transaction limits may affect BNPL eligibility. 

Does BNPL require a credit check?

No, Foothill's debit card BNPL offering does not require a credit check.

Online Banking

24/7 banking access. Login any anytime to manage your money.

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Foothill Credit Union is a full-service credit union with California branches in Arcadia, Covina and Glendora.