Platinum Rewards Credit Card

The ideal choice for savvy spenders looking to maximize their rewards and savings.

Features & Benefits


Earn Great Rewards

Choose a payment method that piles up rewards points redeemable for cashback, event tickets, travel reservations including flights and hotels, name-brand products, and more.


Low Interest Rate

Don’t let your hard-earned money go to high interest charges. You’ll love the low variable interest rate and 25-day interest-free grace period on purchases.


No Annual / Hidden Fees

Say goodbye to costly fees. As a not-for-profit credit union, we’re able to pass savings on to our members and skip the fees other institutions typically charge.

More Details about our Platinum Rewards Credit Card

Our exceptional rewards credit card is specifically designed for our valued members, with unbeatable benefits tailored to your lifestyle and no annual fee.

Earn points on everyday spending to redeem for amazing products and experiences.

Plus, this card has no fees for balance transfers* and cash advances, so you can consolidate your balances or get quick cash for an emergency without any hidden charges.

  • Up to $100,000 credit limit
  • No annual fee, balance transfer fee, or cash advance fee
  • Low, variable interest rate
  • 25-day, interest-free grace period on purchases
  • Foothill Rewards Program (earn points for using your Platinum Rewards Credit Card)
  • 24/7 anti-fraud and ID theft resolution services
  • Emergency card replacement
  • Emergency card replacement
  • Emergency cash advances
  • Use your card to get cash at Mastercard/Cirrus ATM Locations
  • Mastercard Zero Liability Protection means you're not held responsible for unauthorized purchases with your card

*Some promotions may assess a fee.

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Claim Your Rewards

  • Earn Everyday Points: When you use your Platinum Rewards card, you can earn points with every purchase big or small. Pay in person or online and watch your points grow over time.
  • Redeem Your Points: Once you’ve accumulated enough points, you can start cashing in. Take your pick of travel services, fun experiences, gift cards and more. With an extensive catalog that’s constantly updated, you’re sure to find something that excites you.
  • Redeem on the Go: You don’t have to be tied to your computer to use your rewards. You can take advantage of our mobile site and mobile app to redeem your rewards at your convenience.
If you have any questions, please see our FAQs page
Explore Rewards Program

Competitive Rates

Borrow when you need to, at a great low rate. Our low credit card interest rates are designed to help you make the most of your money and reduce your borrowing costs.



Interest Rates Certified by Datatrac

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Hear What Our Members Are Saying

"Wonderful services and very helpful staff. Credit card rates at about half of the national average."

- Dan

Platinum Rewards Credit Cards FAQ

There is no minimum credit score required, however credit score helps determine the interest rate offered for any Foothill credit card. The best interest rate can be obtained with a FICO score of at least 730.

There are no foreign transaction fees, however some ATMs may charge a fee and you may be charged for currency exchange if you are out of the United States.

You can easily track your card activity and view your rewards points by logging into online banking. You can also set alerts and other controls within online banking or the Foothill mobile app. We’re easy to reach if you need any additional help - just contact us.

Digital Payments

Make quick, secure and touch-free payments online or in stores with your mobile device – all with the peace of mind.

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