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Foothill Credit Union
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School and Hospital Employee Benefits

As an employee of one of our core Select Employer Groups (SEG), you have access to benefits specifically created to help you get the most out of you money, and help you through life's financial journey.

School Employee Benefits

School Employee Benefits

  Summertime Savings   Direct Deposit
  Educator Plus Savings   Career Supply Loan
  Discounted Auto Loans   Computer Loan
  Discounted Watercraft, Motorcycles, and RV Loans   Classroom Improvement Grants
  Skip-a-Pay   Career Advancement Scholarships
  Summer Skips   Programs for your Student


Summertime Savings

Summertime Savings

Our Summertime Savings Account was designed especially for our school employees to help them through the summer months when a paycheck is hard to come by. Certificated and classified school employees of our Board approved SEGs are eligible for our Summertime Savings Account bonus rate. 

Features:

  • Funds will be deposited automatically through payroll deduction or direct deposit only
  • Flexible penalty-free withdrawals allowed June 1- August 31
  • Minimum monthly deposit is $50; Maximum monthly deposit is $2,000
  • All funds will be automatically transferred into your designated account on June 1, July 1, or August 1
  • Variable Account, currently at 3.25% APY% (Rate subject to change. See current rate)
  • The regular Summertime Savings Account is available to all members

For more information, or to open your Summertime Savings Account, simply visit any branch or call our Contact Center at (626) 445-0950.

* APY=Annual Percentage Yield. Rate may change without notice. The minimum deposit amount each month is $50 and the minimum account balance required to earn the advertised annual percentage yield is $50. There is a $2,000 per month maximum deposit limit into the account. Contact the credit union for complete details. Please note: Members with a Christmas Club and a Summertime Savings are allowed a combined maximum deposit of $2,000 per month into both accounts. See the credit union for clarification.


Educator Plus Savings 

educator plus savings

If you want to maximize your Summertime Savings earnings after its maturity, then we suggest you roll it over to our Educator Plus Savings account.

  • It earns a nice 0.50% APY. (Rate subject to change. See current rate)
  • Plus you are allowed one free withdrawal within the first 30 days of the roll-over.* You know, just in case you need some spending cash.

Give us a call at (626) 445-0950, to get your Educator Plus Savings opened.

Funds withdrawn after 30 days will incur a $5 fee. Transfers only from Summertime Saving.


Discounted Auto Loans

discounted auto loan

If you want to buy a new or pre-owned auto from a car dealer or private party, or refinance your current vehicle, trust Foothill to provide you with a loan option that meets your needs. At Foothill, you can obtain a FREE auto pre-approval online in minutes, and there are never any obligations.

  • Up to 100% financing for new vehicles
  • No loan origination fee
  • Low rates, with terms up to 84 months
  • 0.50% discount for auto transfer from an Foothill checking account with direct deposit, or 0.25% discount for auto transfer from a Foothill share account with direct deposit or payroll deduction.
  • 0.25% discount for being a school employee (Must be an employee at one of the core SEGs we serve)
  • 0.25% discount for members who have a Platinum or Platinum Rewards Mastercard. Don't have one of our cards? Apply for one.
  • No application or funding fee
  • Get pre-approved online before going to a dealership and receive a 0.25% discount for using the auto draft
  • Skip-a-Pay options allow you to skip a payment and come back to it

See current rates»

Apply online or give us a call at (626) 445-0950, press 1. Our professional team of loan specialists have years of experience and are available to help answer your questions throughout the process.

Apply Now Button


Discounted Watercraft, Motorcyle, and RV Loans

Watercraft, motorcycle, and RV loans

Just like our auto loans, we're also giving you a discount on your watercraft, motorcyle, or RV loan rate. You'll get a:

  • 0.50% discount for auto transfer from an Foothill checking account with direct deposit, or 0.25% discount for auto transfer from a Foothill share account with direct deposit or payroll deduction.
  • 0.25% discount for being a school employee (Must be an employee at one of the core SEGs we serve)

See current rates»


Career Supply Loan

career supply loan

Need additional funds for your classroom? Is the allocated budget given to you by your school administration not enough? Our low rate career supply loan might just be what you need.

  • Borrow up to $1,000
  • Current rate of 0%* - 2.90% APR (Rates subject to change. See current rate)
  • 12-month term

*0% APR (Annual Percentage Rate) requires a direct deposit of $500 or or more into a Foothill checking account and automatic payments. If direct deposit and autopay requirements are not met, the rate will be 2.9%. **Computer loan requires proof of purchase (receipt) or purchase order (invoice) at time of funding. Limit of one computer loan per member.
 

Computer Loan

computer loan

Computers and laptops are now a necessary equipment for students attending school. Coming up with $1,000 or $2000 for a new computer or laptop is sometimes not feasible. We're offering computer loans to help you get the tools you need to succeed. Contact one of our representatives for details.

  • Loan rate of 5.90% APR* for 24 months (Rates subject to change. See current rate)
  • Max loan amount is $2,000

*Annual Percentage Yield. Rates subject to change. All proceeds will be paid directly to the computer distributor. In the case of an Internet purchase, the proceeds will be paid directly to the member's credit card account that was used to make the purchase. A copy of the statement and invoice will be required


Skip-a-Pay

Skip-a-pay

Short of funds this month? No worries. Foothill offers Skip-A-Pay service, allowing members to skip a qualifying regular monthly loan payment for a small fee.

Skip your qualifying loan payment online ($15 Fee)

  1. Login to Foothill's Online Banking.
  2. Click the "Skip-a-Pay" widget, then choose the qualifying loan you want to skip

Or, skip your payment via branch or phone ($25 Fee)

  • Call (626) 445-0950 or visit one of our branches to speak to one of our representatives who will set up the skip-a-payment option for you.

By participating in Foothill's Skip-A-Pay program, you request that Foothill defer your loan payments as indicated. You agree and understand that: 1) Finance charges will continue to accrue at the rate provided in your original loan agreement, during and after this time; 2) deferring your payment will result in your having to pay higher total finance charges than if you made your payment as originally scheduled; 3) the payment deferral will extend the terms of your loan(s) and you will have to make extra payment(s) after your loan(s) would otherwise be paid off; 4) you will be required to resume your payments the following month; and 5) a fee of $15 (if done online) or $25 (if done at a branch or over the phone) will be deducted from a savings or checking account for this service at the time the request is processed. All deferrals are subject to Foothill approval. Your loan(s) must be current (have no amount past due) to accept this offer. Certain restrictions may apply. One Skip-A-Pay allowance for each qualifyting loan per fiscal year. Excludes all real estate loans.

Summer (Loan Payment) Skips

School employees who have a Foothill Auto Loan or Signature Personal Loan, have the option to skip two monthly payments in the summer, without a fee. 

Just give our Lending team a call at (626) 445-0950 to take advantage of our summer skip option.

* Interest will continue to accrue during the months skipped.
 

Direct Deposits

Direct Deposit

Regardless of what day you're paid on or where you are when it's pay day, if you have direct deposit, your payroll is deposited immediately to your account. It's a fast, free and safe way to make sure your paycheck makes it into your account ASAP, and all without you having to walk into a branch.

  • Foothill Credit Union Routing/Transit Number: #322273489


Career Advancement Scholarships

Career Advancment Scholarships

Foothill awards two scholarships, each up to $3,000 to two select members looking to advance his/her career in the education field. If chosen, the award will be paid directly to the recipient(s) at our annual Ambassador Breakfast. Career Advancement Scholarship applications are accepted from August through October.

Any Foothill Credit Union member who is pursuing or advancing a career in education may apply for this scholarship. Each applicant must have a Foothill Credit Union account in his/her name. If you are not a member, you may open an account and become eligible to apply. If selected, you must become a member before receiving the award funds. Applicants who are not members for at least three months must wait until this period has ended to be awarded.

If you have any questions, please contact Melissa at (626) 445-0950, ext. 6255

Foothill Credit Union employees, Board and Committee members and their families are not eligible for the Educator Advancement Scholarship award. All decisions are final. Foothill reserves the right to hold all submitted documents. We suggest you make additional copies for your records.


Classroom Improvement Grants

classroom improvement grant

Foothill gives away grants up to $500 to teachers to help them go beyond what their school offers and find new ways to enrich students’ lives. Grants applications are accepted from August through September.

  • Grants are awarded in amounts up to $500
  • Classroom Improvement Grants are available to any certificated teacher, learning specialist, or librarian
  • You do not need to be a member of Foothill Credit Union to apply, but your school must be one of Foothill’s established partners or within a partner school district. 
  • Grants can be used for equipment, educational software, special books or materials, or whatever else you need
  • Grants will be announced in the month of November. When possible, checks will be presented to recipients at a school faculty meeting

For questions about our the Classroom Improvement Grant, email us at marketinginfo@foothillcu.org or call 626-445-0950, ext. 6255, 6229, or 6246.
 

Programs for your Students

program for students

We have several programs in place to help your students get the most out of their education. 

  • Money Management Seminar - The foundation for smart money management is established at an early age. Our Money Management 101 seminar will introduce simple saving, banking, credit, and other basic financial concepts that your teen can easily grasp and understand. Plus, they'll have fun learning.
  • Credit101 Seminar - Your child will walk away with the understanding of the importance of establishing and maintaining good credit.
  • Bite of Reality (designed for High School Students) - Bite of Reality is a hands–on financial literacy simulation that gives students a taste of real–world financial challenges in a fun, interactive setting. At our simulation, students receive a fictional occupation, family, and salary and must navigate through life's expenses using a budget.
  • EverFi Financial Literacy Program
  • College Bound Scholarship - We will awared three students who are graduating high school or is a current freshman in college, $2,000 each to help with some of their college expenses.
     


Get in touch with us. We'd love to help.

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