Growing your money can be tough, especially when every dollar counts. If only there were an effortless way to use your day-to-day spending to help you effortlessly build your savings.
Now there is. Foothill Credit Union’s Round It Up program helps turn everyday transactions into real savings, so you can start to save for important purchases or just to reward all of your hard work. Read on to learn more.
Put your extra change to work. You’ll be surprised how fast it adds up. Round It Up takes the spare change on your everyday purchases and deposits it into your savings account.
Here’s how it works:
For example, you might not think much about the spare change you’d get if you paid $12.00 in cash for your $11.42 lunch sandwich. When you register for Round It Up and use your Foothill debit card, that extra $0.58 is moved to your savings account the next business day.
In just two days, you will have saved more than a dollar without even thinking about it. Throw in purchases for groceries, gas, or a sit-down meal and things really start to add up!
Round It Up makes it easier to achieve your financial goals without scrimping. Here’s how:
Save a little bit with every purchase you make. Just use your debit card as usual and watch your savings grow. No need for complex budgeting or remembering to transfer funds manually.
Savings are, well, literally money in the bank. There’s a real sense of satisfaction when you get to see your deposits add up, which can be incredibly motivating. You’ll want to keep using Round It Up and maybe even look for other ways to save.
Integrate savings seamlessly into your daily routine. There’s no need to carve out money from your budget to transfer to a savings account because Round It Up does it for you. You’ll save without having to think about it.
Feel like a winner! With a growing savings account you’re taking the first steps towards a more secure financial future. Once you’ve seen the power of regular saving, you’ll most likely be inspired to make consistent savings a bigger part of your financial plans.
While saving for the long term is important, putting some money aside just to reward yourself for your hard work is very satisfying.
Round It Up puts serious fun within reach. Here are some ways to do it.
Planning a backpacking trip around Europe or a memorable year-end cruise? Round It Up savings bring you closer to your travel destination with every transaction you make. You’ll be booking that flight, train ticket, or hotel room before you know it.
Spending money on your passions can be hard when money is tight. By setting aside your Round It Up savings for your favorite hobbies, crafts, or activities, you can afford to invest in your interests in a sustainable way.
Many people feel guilty about spending money on themselves. Round It Up offers you a great guilt-free way to spend money on yourself. Use it for spa treatments, concert tickets, a fancy dinner, or whatever else makes you feel special.
A little added comfort can go a long way. Save effortlessly for small renovations or upgrades that make a big difference to you and your family. New carpets? More storage? Better kitchen cupboards? With Round It Up the choice is yours. Need a little more help? Click here for more ideas about how to fund home upgrades that improve your life and add value to your property.
At Foothill Credit Union we’re all about community, and we love it when our members feel the same way. Make it easy to give back to a cause you care about with Round It Up. Your small change can make a big difference in other people’s lives.
Simply saving a few pennies on every transaction is a great way to get started, but once you’ve seen the advantages, you’ll want to get smart about maximizing the benefits you get from Round It Up. Here’s how to round up even more:
Having a clear goal in mind will keep you focused and help you resist the temptation to dip into your Round It Up nest egg early. Whether it’s a new game console, a special trip, or the piece of mind of a stockpiled emergency fund, knowing where you want to go will help you get there.
Stay on track by regularly checking your balance. Celebrate milestones on the way to your goal to keep yourself motivated. At the end of the day, seeing your savings grow is the biggest reward of all, and should provide plenty of motivation to keep you rounding up!
Making (and sticking to) a budget is essential if you’re serious about taking savings—and financial success in general—to the next level. By figuring out exactly where the money in your checking account is actually going, you’ll spot opportunities to save more and keep a lid on frivolous or unnecessary spending.
With a budget in place, you’ll be able to predict how much you’ll have left at the end of the month. Now it’s time to automate your savings. Set up an automatic transfer to your savings account at the end of each month. You’ll turbocharge your money without having to do a thing.
In addition to Round It Up, set up automatic transfers to your Foothill Credit Union savings account. This ensures that you are consistently saving beyond the spare change. Even small, regular transfers can significantly enhance your savings over time.
Combine Round It Up with other savings methods to maximize your impact. Try allocating a portion of your paycheck to a share certificate or money market account or take a look at the cash-back rewards offered by credit cards. Every bit counts on the road to savings success.
At Foothill Credit Union we know how hard it is to start saving, especially when the dollar doesn’t go as far as it used to. That’s why we’ve made savings as easy as possible for our members with Round It Up savings on every purchase made using our debit cards.
Enroll today to start maximizing your credit union savings on every transaction or talk to our knowledgeable staff about how we can help you move closer to your financial goals.
Financial vitality starts at the core. Come join us today!
