Personal Loans

Great for Those Needing Cash Right Away

• Ideal for non-homeowners, or those who prefer not to borrow against their homes
• Personal loans are a good option when you don't have collateral to borrow against
• Secure a low fixed rate
• Borrow as little as $500 or as much as $25,000 and use the funds for whatever you need

Approval Process is Quick and Easy

Apply online or call us at 626-445-0950 (option 1) and get the cash you need today.

Signature Loan

Your Foothill Signature Loan can adapt to different terms. With amounts up to $25,000.00 and up to 48 months to repay for those that qualify. You can repay it quickly, if you just need help through a shortfall, or you can extend the length as part of a broader family plan. The choice is yours.

In addition, you can make payments in person, or electronically through Foothill's Online Banking. Set it up as a periodic payment so you don't have to worry about remembering the due date or buying stamps.

Personal Loan Rates
Effective Date: Friday, January 15th, 2021
Loan Type	APR	Loan Amount	Term (months)	Estimated Payment/$1,000
Signature Loan	8.50%*-16.25%	$500 Minimum - $25,000 Maximum	36	$31.56- $35.28
Signature Loan	10.50%*-18.00%	$500 Minimum - $25,000 Maximum	48	$25.60-$29.37
Personal Line	10.50%*-18.00%	$25,000 Maximum	N/A	N/A
*Rate reflects a 0.50% discount for auto transfer from an Foothill checking account with direct deposit.
Other available discounts include: 0.25% discount for auto transfer from a Foothill share account with direct deposit or payroll deduction. 0.25% discount for our school and hospital employees
Fresh Start Personal Loan	2.00%	$1,000 Minimum with a $5,000 Maximum	36	$28.64
If member does not have funds on deposit; proceeds from this loan go into the share account, then a hold is placed on the funds until the loan is paid in full.