Personal Loans

Great for Those Needing Cash Right Away

• Ideal for non-homeowners, or those who prefer not to borrow against their homes
• Personal loans are a good option when you don't have collateral to borrow against
• Secure a low fixed rate
• Borrow as little as $500 or as much as $20,000 and use the funds for whatever you need

Approval Process is Quick and Easy

Apply online or call us at 626-445-0950 (option 1) and get the cash you need today.

Personal Line of Credit

A Personal Line of Credit is your instant source of cash for family emergencies, auto-repairs, travel, or those last minute necessities. On your approved credit, you may qualify for a Personal Line of Credit that offers many advantages:

• Automatic Overdraft Protection: Our Line of Credit provides overdraft protection to your Foothill checking account. When needed, funds will be automatically transferred from available funds on your approved Line of Credit to your checking account.
• Cash Advances: Line of Credit gives you the convenience of getting the cash you need when you need it.

Personal Loan Rates
Effective Date: Friday, January 17th, 2020
Loan Type	APR	Loan Amount	Term (months)	Estimated Payment/$1,000
Signature Loan	8.15%*-16.15%	$500 Minimum - $25,000 Maximum	36	$24.48- $28.41
Signature Loan	9.75%*-17.75%	$500 Minimum - $25,000 Maximum	48	$25.24-$29.24
Personal Line	9.75%*-17.75%	$25,000 Maximum	N/A	N/A
*Rate reflects a 0.50% discount for auto transfer from an Foothill checking account with direct deposit.
Other available discounts include: 0.25% discount for auto transfer from a Foothill share account with direct deposit or payroll deduction. 0.25% discount for our school and hospital employees
Fresh Start Personal Loan	2.00%	$1,000 Minimum with a $5,000 Maximum	36	$28.64
If member does not have funds on deposit; proceeds from this loan go into the share account, then a hold is placed on the funds until the loan is paid in full.