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Foothill Credit Union
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Financial Well-Being Products

It’s easy to get complacent about your finances. However, now more than ever, it's important to take your financial well-being seriously. Just like you are an active participant in your healthcare, you have an important role in your finances.

Fresh Start Loan

Fresh Start Loan

Fresh Start Loan

If you are just starting to build a credit history, or struggling with a low credit score, our Fresh Start Loan can help. It’s simple, smart and part of Foothill's mission to help our members reach financial well-being.

How Does it Work?

The Fresh Start loan is similar to a share secured loan, which requires you to have funds on deposit. The difference with this loan, is that we're lending you the money to secure the loan. As you pay down the loan, the funds become available.

Benefits of This Loan:

  • Super low rate of 2.00% APR*
  • No fees
  • Minimum loan amount is $1,000. Maximum loan amount is $5,000.
  • Maximum term is 36 months.
  • Your payments are reported to the Credit Bureaus (helping you build or repair your credit)
  • No initial security deposit is required

To open your Fresh Start Loan, call our Lending Department at (626) 445-0950, option 1.

* Annual Percentage Rate

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