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Foothill Credit Union
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Competitive rates and personal service––that’s what you’ll get at Foothill Credit Union. Whether you’re looking for the rate on a particular loan or credit card, or interest rates on savings accounts, make this your first stop for rate information. You’ll quickly realize the credit union difference when you compare our rates to banks.

Table of Contents

How To Open An Account

Option 1

Complete an application online.

Become a member

Option 2


Visit a Branch



Home Equity Rates

Home Advantage Loan
Effective Date: Tuesday, May 18th, 2021
TermAPRLoan AmountEstimated Payment/$1,000
Terms up to 120 months
70% financing

4.70% - 6.20% $500,000 $10.21 - $10.27
80% financing

5.20% - 6.70% $500,000 $10.70 - $11.45
Terms from 121 months up to 180 months
70% financing 5.20% - 7.45% $500,000 $8.01 - $9.24
80% financing 5.70% - 7.95% $500,000 $8.27 - $9.53
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Home Equity Line of Credit - 80% CLTV
Effective Date: Tuesday, May 18th, 2021
TermMaximum Loan AmountMarginCurrent APR
180 Months $500,000.00 0.000% 18 Month Intro Rate - 1.99%*
Floor Rate = 3.00%
Apply Now

Variable Rate Index: APR=Annual Percentage Rate. The APR is indexed to the Prime Rate as published in the Wall Street Journal. The rate can adjust quarterly in January, April, July, and October. Maximum APY is 15% depending on credit worthiness.

Payments: Principal and interest payment which is fully amortized over a 15-year term.

Important Information for all Home Equity Loans:

  • Property Location: Orange, Los Angeles, Riverside, San Bernardino, Ventura, and San Diego Counties.
  • Cost to Member: Member fees may include appraisal, title charges, recording fees, and any other related fees.
  • Occupancy: Must be owner occupied by Member.
  • Property Types: Rates and terms quoted are for single-family dwelling, condominiums, and town homes. 
  • Insurance: Life and disability insurance are offered through CUNA Mutual Insurance.
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