*** ATM refunds up to $20.00 per month if minimum electronic service requirements are met. (listed below)
* Dividends paid each month if minimum requirements are met. Dividends are calculated daily and compounded and paid monthly. Please refer to our Truth-In-Savings Disclosure for all applicable disclosure information. To qualify for dividends, you must make 10 or more signature debit based debit card or POS debit card transactions a month; opt out of paper statement, enrolling in eStatements; and perform at least 1 electronic withdrawal or electronic deposit in your account. Rates subject to change without notice. See current rate sheet. A valid electronic withdrawal or deposit includes any of the following: One FFCU online bill pay per month; one direct deposit or payroll deduction per month or one ACH transaction per month. Contact Credit Union for complete details.
** Signature-based transactions
Fees could reduce earnings.
Refer to Disclosure and Agreement of Terms and Conditions
1) IDProtect service is a personal identity theft protection service available to personal checking account owners and their joint account owners. The service is available to non-publicly traded businesses and their business owner(s) listed on the account (service not available to employees or authorized signers who are not owners). Service is not available to a “signer” on the account who is not an account owner. Service is not available to clubs, organizations and/or churches and their members, schools and their employees/students. For revocable grantor trusts, the service is available only when a grantor is serving as a trustee and covers the grantor trustee(s). For all other fiduciary accounts, the service covers the beneficiary, who must be the primary member (Fiduciary is not covered). 2) Special Insurance Program Notes: The descriptions herein are summaries only. They do not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for complete details of coverage and exclusions. Insurance is offered through the company named on the certificate of insurance. 3) Credit file monitoring from Experian and TransUnion will take several days to begin following activation.
Insurance Products are not insured by NCUA or any Federal Government Agency; Not a deposit of or guaranteed by the credit union or any credit union affiliate.
† Identity Theft Insurance underwritten by insurance company subsidiaries or affiliates of American International Group, Inc. (AIG). The description herein is a summary and intended for informational purposes only and does not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions.