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Foothill Credit Union
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Savings Accounts

Regardless of your financial situation, Foothill Credit Union has a customized savings account to fit your personal investment needs. While you enjoy the highest quality products and services from Foothill, you will also earn competitive dividends on all of your savings.

Share Certificate Accounts

Estimate Your Earnings   ➤

Enjoy the security of a savings account and the yields of a higher interest rate with a Certificate Account from Foothill Credit Union.  Our Share Certificate Accounts are safe investments, and we have several options to meet your specific time frame and financial goals.  With a minimum of deposit of $2,000, you can choose from terms of 6-60 months.


Share Certificates
Effective Date: Sunday, November 18th, 2018
$2,000 Minimum
TermDividend RateAPY
  Share Certificate $2,000 Minimum
6 Month Certificate 1.14% 1.15%
12 Month Certificate 1.49% 1.50%
24 Month Certificate 2.23% 2.25%
28 Month Certificate* 2.47% 2.50%
*Online Certificate Special:  28 Month Certificate can only be opened via Foothill's online banking.  If you currently do not have online banking, please call us at (626) 445-0950 to set-up access. Maximum deposit of $250,000.
36 Month Certificate 2.57% 2.60%
48 Month Certificate 2.66% 2.70%
60 Month Certificate 2.96% 3.00%
Jumbo Certificates
Effective Date: Sunday, November 18th, 2018
$50,000 Minimum
TermDividend RateAPY
6 Months Certificate 1.24% 1.25%
12 Months Certificate 1.59% 1.60%
24 Months Certificate 2.32% 2.35%
36 Months Certificate 2.66% 2.70%
48 Months Certificate 2.76% 2.80%
60 Months Certificate 3.05% 3.10%
Regular IRA Certificate
Effective Date: Sunday, November 18th, 2018
$2,000 Minimum
TermDividend RateAPY
12 Month Certificate 1.49% 1.50%
24 Month Certificate 2.23% 2.25%
36 Month Certificate 2.57% 2.60%
48 Month Certificate 2.66% 2.70%
60 Month Certificate 2.96% 3.00%
Jumbo IRA Certificate
Effective Date: Sunday, November 18th, 2018
$50,000 Minimum
TermDividend RateAPY
12 Months 1.59% 1.60%
24 Months 2.32% 2.35%
36 Months 2.66% 2.70%
48 Months 2.76% 2.80%
60 Months 3.05% 3.10%

Youth Saver Certificate

We offer a Youth Saver Certificate just for our youth accounts. See rate.

  • Open the certificate with a minimum of $25 
  • Make additional deposits of at least $25 each time
  • One penalty-free early withdrawal allowed
  • For ages up to 24 years

Youth Saver Certificate
Effective Date: Sunday, November 18th, 2018
$25 Minimum
TermDividend RateAPY
12 Month Certificate 1.78% 1.80%
Additional $25 deposits will be allowed at anytime. One penalty free withdrawal during 12-month term. Only Youth Account members are allowed to have a Youth Saver Certificate.

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