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Savings Accounts

Make your plans. Set your goals. And then create a savings strategy that gives you a head start on tomorrow.

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Here's to a future filled with possibilities

Why save money? To put extra sunshine in your summer. To put more ho-ho-ho in the winter holidays. To put yourself in position to enjoy life to the fullest and take on its many twists and turns.

 

Interest Rates Certified by Datatrac

Calculate Your Savings

Wow! Earn 3.00% APY on Your Savings Account

Discover the exceptional benefits of our Flex Savings account, designed to supercharge your savings. With an impressive 3.00% APY, deposits of $2,000 or more earn you substantial returns, surpassing the competition and propelling you towards your financial goals. Open a Flex Savings and watch your savings soar!

  • Minimum deposit of $2,000 to get started
  • New Money Only: Funds deposited to the Credit Union in the last 90 days are considered "new money"
  • Withdraw your cash whenever you need it

 

Note: New account funding via online banking is temporarily unavailable. Any Questions, please call us or visit a branch.


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* APY - Annual Percentage Yield. 3.00% APY/2.956% Rate. Rate subject to change without notice. Must maintain a $2,000 balance to earn interest. New money is considered money that have been deposited in the last 90 days prior to opening a Flex Savings. The account may be funded via online banking if you already have an external transfer account created. Internal transfers are not allowed to the Flex savings account. You may transfer funds out of the account at any time. Contact us for more info.

Start With the Basics

This is where good things get started. By opening a Savings account, you take a giant step toward financial security and a brighter future for your family. You also become a full member of Foothill Credit Union and can begin to take advantage of all the other deposit accounts, affordable loans and financial tools we have to offer.

  • Open account with as little as $5
  • Earn competitive interest
  • 24/7 access to Online and Mobile Banking services  
  • Feel free to open separate savings accounts for specific financial needs, such as tax payments, vacations or child care expenses; there are no minimum balance requirements

Build Strong Financial Habits

Building strong financial habits starts early. Our Youth Accounts are designed to help children and teens learn how to save, spend, and manage money with confidence — with guidance from a parent or guardian along the way.

  • Open account with as little as $5
  • Minimum balance of $5.00
  • Earns Dividend Rates: Refer to current rates
  • No monthly fees
  • Quarterly statements
  • 24/7 access to Online and Mobile Banking services  
  • Rate Rewards: After account balance reaches $500, $1,000, and $1,500*
     
* A 0.05% rate bonus when balance reaches $500, $1,000, and $1,500.

Establish Financial Independence from the Get-Go

As life changes, your banking should evolve too. Our Young Adult Accounts are designed for members ages 18–24 who are building independence — whether that means starting a career, attending college, or managing finances on their own for the first time.

  • Minimum Opening Deposit is $5.00
  • Minimum Balance is $5.00
  • Minimum Balance to earn dividends is $50.00
  • No Monthly Fees
  • Quarterly Statements
  • Rate Rewards: After account balance reaches $500, $1,000, and $1,500*
  • Dividend Rates: Refer to current rates
*A 0.05% rate bonus when balance reaches $500, $1,000, and $1,500.

Set Money Aside for the Summer Months

Have big plans for next summer? Maybe it's time to super-size them. With SummerTime Savings, you can set aside money year-round to pay for a nice vacation, buy new patio furniture, landscape the backyard or simply cover periods of reduced income.

  • Pays higher dividends than our regular share account - see rates
  • Minimum monthly deposit is $50. Maximum monthly deposit is $3,000.
  • Make deposits through:
  • All funds will be automatically transferred into your designated account on June 1, July 1, or August 1
  • Regular SummerTime Savings account is available to all members.
  • Special higher dividend rate for school employees - see rates
 
The minimum deposit amount each month is $50 and the minimum account balance required to earn the advertised annual percentage yield is $50. There is a $3,000 per month maximum deposit limit into the account. Additional funds exceeding $3,000 a month will be transferred to your savings account at the end of each month. Dividends will not be earned on any deposits over $3,000. Members with a Christmas Club and a Summertime Savings are allowed a combined maximum deposit of $3,000 per month into both accounts. Contact the Credit Union for complete details.

Make Sure You Have Spending Money for the Holidays


Give nicer gifts. Gather friends for food and festivities. Go over the river, through the woods - and even fly through the air - to visit far-off family members. By saving year-round with a Christmas Club account, you can bring more joy to your world each December.

  • Open account with as little as $50
  • Christmas Club earns higher dividends than a traditional savings account - see Rates
  • Arrange for funds to be deposited automatically through Payroll Deduction or Direct Deposit
  • Minimum monthly deposit is $50; the maximum deposit is $3,000 per month
  • All funds automatically transferred into your regular Foothill Credit Union Savings or Checking account on November 1
  • For more information, stop by a convenient branch or contact a Member Service Consultant at (626) 445-0950
 
The minimum deposit amount each month is $50 and the minimum account balance required to earn the advertised annual percentage yield is $50. There is a $3,000 per month maximum deposit limit into the account. Members with a Christmas Club and a Summertime Savings are allowed a combined maximum deposit of $3,000 per month into both accounts. Contact the Credit Union for complete details.

Be Prepared With a Rainy Day Fund

With any luck, the sun will always shine on your shoulders. But if you do run into a financial challenge, it's good to have extra cash on hand. With Rainy Day Savings, you can build up your reserves and earn extra money that can help you weather the next storm.

  • No account minimum
  • Easy deposits with auto transfer (maximum of $250 per month)
  • Fixed dividend rate on first $2,500** - see Rates
  • Penalty-free withdrawal every 90 days*
  • Earn $10 bonus by not making withdrawals within first 6 months
  • Earn $25 bonus by not making withdrawals in the first year of opening
  • For more information, stop by a convenient branch or contact a Member Service Consultant at (626) 445-0950
 
 
** Regular Share rate will apply to any balance over $2,500. Each withdrawal made will reset the month count for applicable bonuses. Each additional withdrawal within the 90 day period will incur a $2 fee. Each withdrawal made will reset the month count for applicable bonuses.

Hear What Our Members Are Saying

"I've been a member since I was a kid. I love my Money Market Savings account. And who wouldn't be part of a credit union that gives back to our community and supports our kids."


- Marcella F.

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Foothill Credit Union is a full-service credit union with California branches in Arcadia, Covina, Glendora, and Upland.