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Foothill Credit Union
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Savings Accounts

Regardless of your financial situation, Foothill Credit Union has a customized savings account to fit your personal investment needs. While you enjoy the highest quality products and services from Foothill, you will also earn competitive dividends on all of your savings.

Savings
Share Certificates
Money Market
SummerTime and Christmas Club Savings
Individual Retirement Accounts (IRA)

Regular Savings Accounts

Open a Regular Savings Account with a $5 minimum deposit, and you'll enjoy a lifetime membership - "Once a member, always a member".  Dividends on your savings account accrue daily and paid on the last day of each month for balances over $150.00. 

Share Accounts
Effective Date: Saturday, July 20th, 2019
Account TypeAccount MinimumDividend MinimumDividend RateAPY
Regular Shares $5.00 $150.00 0.05% 0.05%
Summertime Savings* $50.00 $50.00 1.49% 1.50%
Summertime Savings for School Employees† $50.00 $50.00 3.30% 3.35%
Rainy Day Savings** $5.00 $5.00 1.49% 1.50%
Christmas Club $50.00 $50.00 1.49% 1.50%
* With payroll deposit, maximum amount of deposit per month $2,000.00; $5 early withdrawal penalty period: Sept 1st – May 31st. ** $5 min. - $250 max monthly Foothill account transfer.
† School employees on a 10 and 11 month pay period schedule
The above rates are variable, subject to change without notice, and are the anticipated rates and annual percentage yields for the current dividend period. Members with a Christmas Club and a Summertime Savings are allowed a combined maximum deposit of $2,000 per month into both accounts. Contact the credit union for complete details. See the credit union for clarification.
Youth (Savings) Share Accounts
Effective Date: Saturday, July 20th, 2019
TermAccount MinimumDividend MinimumDividend RateAPY
MoneyLand
(Ages 8-under)		 $5.00 $5.00 0.15% 0.15%
Money101
(Ages 9-12)		 $5.00 $5.00 0.15% 0.15%
Money$mart
(Ages 13-17)		 $5.00 $25.00 0.15% 0.15%
MoneyBound
(Ages 18-24)		 $5.00 $50.00 0.15% 0.15%
The above rates are variable, subject to change without notice and are anticipated rates and annual percentage yields for the current dividend rate.
0.10 rate bonus when balance reaches $500, $1,000, and $1,500.
Regular Share IRA
Effective Date: Saturday, July 20th, 2019
LevelAccount MinimumDividend MinimumDividend RateAPY
Tier 1 $50.00 $150.00 0.30% 0.30%
Tier 2 $2,500.00 $2,500.00 0.30% 0.30%
Tier 3 $10,000.00 $10,000.00 0.35% 0.35%
Tier 4 $20,000.00 $20,000.00 0.45% 0.45%
Tier 5 $50,000.00 $50,000.00 0.55% 0.55%
Tier 6 over $100,000 over $100,000 0.90% 0.90%
Tier 7 over $250,000 over $250,000 1.05% 1.05%
The above rates are variable, subject to change without notice, and are the anticipated rates and annual percentage yields for the current dividend period.
If your average daily balance is from $50 to $2,499, the first dividend rate and annual percentage yield listed for this account will apply.

Special Savings Accounts

Open a special savings account to save for your specific financial needs such as future tax payments, vacations, child care expenses or any other category that you find a need to save towards. You have the flexibility to update the savings description to anything you wish to help you stay organized. There are no minimum balance requirements.

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