Savings Accounts

Regardless of your financial situation, Foothill Credit Union has a customized savings account to fit your personal investment needs. While you enjoy the highest quality products and services from Foothill, you will also earn competitive dividends on all of your savings.

Savings

Share Certificates

Money Market

SummerTime and Christmas Club Savings

Individual Retirement Accounts (IRA)

Regular Savings Accounts

Open a Regular Savings Account with a $5 minimum deposit, and you'll enjoy a lifetime membership - "Once a member, always a member". Dividends on your savings account accrue daily and paid on the last day of each month for balances over $150.00.

Share Accounts
Effective Date: Sunday, July 5th, 2020
Account Type	Account Minimum	Dividend Minimum	Dividend Rate	APY
Regular Shares	$5.00	$150.00	0.05%	0.05%
Summertime Savings*	$50.00	$50.00	0.50%	0.50%
Summertime Savings for School Employees†	$50.00	$50.00	3.20%	3.25%
Educator Plus Savings***	$0.00	$0.00	0.50%	0.50%
Rainy Day Savings**	$5.00	$5.00	0.50%	0.50%
Christmas Club	$50.00	$50.00	0.50%	0.50%
* With payroll deposit, maximum amount of deposit per month $2,000.00; $5 early withdrawal penalty period: Sept 1st – May 31st.
** $5 min. - $250 max monthly Foothill account transfer. Regular Share rate will apply to any balance over $2,500. Each additional withdrawal within the 90 day period will incur a $2.00 fee. Each withdrawal made will reset the month count for applicable bonuses.
† School employees on a 10 and 11 month pay period schedule. Certificated and classified school employees of our Board approved SEGs are eligible for our Summertime Savings Account bonus rate.
The above rates are variable, subject to change without notice, and are the anticipated rates and annual percentage yields for the current dividend period. Members with a Christmas Club and a Summertime Savings are allowed a combined maximum deposit of $2,000 per month into both accounts. Contact the credit union for complete details. See the credit union for clarification.
***Funds transferred from SummerTime Savings Account only. Withdrawal is allowed within the first 30 days of the transfer. A $5 withdrawal fee is assesed if done after the first 30 days. One account per member.

Youth (Savings) Share Accounts
Effective Date: Sunday, July 5th, 2020
Term	Account Minimum	Dividend Minimum	Dividend Rate	APY
MoneyLand (Ages 8-under)	$5.00	$5.00	0.15%	0.15%
Money101 (Ages 9-12)	$5.00	$5.00	0.15%	0.15%
Money$mart (Ages 13-17)	$5.00	$25.00	0.15%	0.15%
MoneyBound (Ages 18-24)	$5.00	$50.00	0.15%	0.15%
The above rates are variable, subject to change without notice and are anticipated rates and annual percentage yields for the current dividend rate.
0.10 rate bonus when balance reaches $500, $1,000, and $1,500.

Regular Share IRA
Effective Date: Sunday, July 5th, 2020
Level	Account Minimum	Dividend Minimum	Dividend Rate	APY
Tier 1	$50.00	$150.00	0.10%	0.10%
Tier 2	$2,500.00	$2,500.00	0.10%	0.10%
Tier 3	$10,000.00	$10,000.00	0.15%	0.15%
Tier 4	$20,000.00	$20,000.00	0.25%	0.25%
Tier 5	$50,000.00	$50,000.00	0.35%	0.35%
Tier 6	over $100,000	over $100,000	0.45%	0.45%
Tier 7	over $250,000	over $250,000	0.55%	0.55%
The above rates are variable, subject to change without notice, and are the anticipated rates and annual percentage yields for the current dividend period.
If your average daily balance is from $50 to $2,499, the first dividend rate and annual percentage yield listed for this account will apply.

Special Savings Accounts

Open a special savings account to save for your specific financial needs such as future tax payments, vacations, child care expenses or any other category that you find a need to save towards. You have the flexibility to update the savings description to anything you wish to help you stay organized. There are no minimum balance requirements.

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