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Foothill Credit Union
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Become a Member | Apply for a Loan | Locations & ATMs | Rates | Contact Us
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Vehicle Loan Financing

Foothill offers better than bank rates, fast and easy application process, no prepayment penalties and you can close your loan online to get the money faster for your vehicle. Apply online or over the phone and get pre-approved before you go to the dealer. Funds are available the same day in most cases.

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Estimate Your Payment   ➤

Auto and Truck Loans

auto loans san gabriel valley

If you want to buy a new or pre-owned vehicle from a car dealer or private party, or refinance your current vehicle, trust Foothill to provide you with a loan option that meets your needs. At Foothill, you can obtain a FREE auto pre-approval online in minutes, and there are never any obligations.

Up to 100% Financing Available, No Loan Origination Fee!

  • Up to 100% financing for new vehicles
  • Low rates, with terms up to 84 months
  • Up to 0.50% discount available for our school and hospital employees
  • No application or funding fee
  • Get pre-approved online before going to a dealership
  • Skip-a-Pay options allow you to skip a payment and come back to it

Apply online or give us a call at (626) 445-0950, press 1. Our professional team of loan specialists have years of experience and are available to help answer your questions throughout the process.

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Auto Loan Rates

New Cars Inc. - Auto Buying Service
Effective Date: Friday, June 5th, 2020
100% of Retail on Purchases
APRMinimum Loan AmountTerm (months)Estimated Payment/$1,000
3.25%* -16.60% N/A Up to 36 $29.19-$35.45
3.25%* -16.60% N/A 48 $22.24-$28.64
3.45%* -17.35% $10,001 60 $18.17-$25.04
3.70%*-17.35% $15,001 72 $15.51-$22.44
3.70%*-17.45% $30,001 84+ $13.53-$20.69
Available discounts include:
  • 0.50% discount for auto payment from an Foothill checking account with direct deposit, or 0.25% discount for auto transfer from a Foothill share account with direct deposit or payroll deduction.
  • 0.25% discount for our school and hospital employees.
  • 0.25 discount for members with a Platinum Mastercard or Platinum Rewards MasterCard.
Apply Now

Automobile and Truck Rates
Effective Date: Friday, June 5th, 2020
100% of Retail on Purchases
APRMinimum Loan AmountTerm (months)Estimated Payment/$1,000
3.25%*-16.60% N/A Up to 36 $29.19-$35.45
3.25%*-16.60% N/A 48 $29.19-$35.45
3.45%*-17.35% $10,001 60 $18.17-$25.04
3.70%*-17.35% $20,001 72 $15.51-$22.44
3.70%*-17.45% $30,001 84+ $13.53-$20.69
*Rate discounts may apply:
  • 0.50% discount for auto payment from an FCU checking account with direct deposit, or 0.25% discount for auto transfer from a Foothill share account with direct deposit or payroll deduction.
  • 0.25% discount for our school and hospital employees.
  • 0.25% discount for members with a Platinum Mastercard or Platinum Rewards MasterCard.
Apply Now

Frequently Asked Questions

No, there are no fees for paying off your loan early.

We offer Skip-a-Pay which allows you to miss a payment for a small fee.

Your credit history, assets, and vehicle price may impact your approval of an auto loan.

Your auto loan rate is based on the following:

  • Your credit history
  • The vehicle age
  • The length of your loan term
  • The loan to value (LTV) on the vehicle


 

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