Rate Pull for Datatrac

Calculate Your Savings

Max loan amount is $200,000.

*APR-Annual Percentage Rate. Rate shown includes discounts (max of 1.00% discount per loan). New Auto Floor Rate is 5.24%. Rates subject to change without notice. Rate discounts that apply:

• Deduct 0.50% for auto loans if member adds a new direct deposit (minimum of $1,000/month)
• Deduct 0.25% for auto loans if member sets up auto pay on the new loan at the time of funding
• Deduct 0.25% for auto loans if member has a Foothill MasterCard or open a new MasterCard at time of funding
• Deduct 0.25% for auto loans if member is employed by one of our Education, Healthcare, or City Municipalities SEGs
• Deduct 0.25% for auto loans if member has financed an auto with Foothill within the last 60 months

Max LTV is 125%, based on creditworthiness.
Cash-out auto loans: Max LTV is 80% and max term is 60 months.

Calculate Your Savings

Max loan amount is $200,000.

*APR - Annual Percentage Rate. Rate shown includes discounts (max of 1.00% discount per loan). Used Auto Floor Rate is 5.49%. Rates subject to change without notice. Rate discounts that apply:

• Deduct 0.50% for auto loans if member adds a new direct deposit (minimum of $1,000/month)
• Deduct 0.25% for auto loans if member sets up auto pay on the new loan at the time of funding
• Deduct 0.25% for auto loans if member has a Foothill MasterCard or open a new MasterCard at time of funding
• Deduct 0.25% for auto loans if member is employed by one of our Education, Healthcare, or City Municipalities SEGs
• Deduct 0.25% for auto loans if member has financed an auto with Foothill within the last 60 months

Calculate Your Savings

*APR=Annual Percentage Rate. 100% of Retail on Purchases. Max loan amount for Watercraft is $150, 000 and Motorcycles is $50,000. Max loan amount for RVs is $125,000. Rates subject to change without notice.

**Watercrafts only

Recreational, watercrafts, and motorcycles do not qualify for discounts.

Calculate Your Savings

*APR=Annual Percentage Rate. Up to 85% of Retail on Purchases. Max loan amount is $125,000. Rates subject to change without notice.

Recreational, watercrafts, and motorcycles do not qualify for discounts.

Calculate Your Savings

*APR-Annual Percentage Rate. A rate is based on a variety of factors, including the applicants credit rating. 

Rates subject to change without notice. No annual fee.

Calculate Your Savings

*APR=Annual Percentage Rate. Max discount rate is 0.75. Rates displayed reflect the max discount. Rates subject to change without notice.

Available discounts include:

• Deduct 0.50% for auto or personal loans if member adds a new direct deposit (minimum of $1,000/month). 
• Deduct 0.25% for auto or personal loans if member sets up auto pay on the new loan at the time of funding. 

*APR=Annual Percentage Rate. Rates subject to change without notice.

Fixed rate mortgages conforming loans up to $806,500. Plus Closing Cost.

*APR=Annual Percentage Rate. Rates subject to change without notice.

Loans up to $806,500. Maximum loan to value of 80%.

*APR=Annual Percentage Rate. Rates subject to change without notice.

Conforming high balance fixed rate products up to $1,209,750. Plus Closing Cost.
Limits based on geographic location.

• The index for Adjustable Rate Mortgages is the One-Year Constant Maturity Treasury Rate.
• The current Index Value is 4.18% as of 05/05/2025 and is subject to change with out notice.
• Monthly payments may increase corresponding to changes in the rates.
• The maximum rate and APR over the life of the loan is 4% from the start rate.

APR=Annual Percentage Rate. Rates subject to change without notice.

APR=Annual Percentage Rate. Rates subject to change without notice.

*APR = Annual Percentage Rate. Rates subject to change without notice.

The variable APR is based on the WSJ Prime Rate and margin. Sample current APR 7.25% as of 3/24/25. After the 10 year draw period, the loan becomes fully amortized over a 15 year repayment period. Your APR will not exceed 18.00%

*APY= Annual Percentage Yield. Rates subject to change without notice.

** With payroll deposit, maximum amount of deposit per month $2,500.

***Funds withdrawn after 30 days will incur a $5 fee. Transfers only from Summertime Savings.

**** $5 min. - $250 max monthly Foothill account transfer. Regular Share rate will apply to any balance over $2,500. Each additional withdrawal within the 90 day period will incur a $2.00 fee. Each withdrawal made will reset the month count for applicable bonuses.

¹ Certificated and classified school employees of our Board approved SEGs are eligible for our Summertime Savings Account bonus rate.

The above rates are variable, subject to change without notice, and are the anticipated rates and annual percentage yields for the current dividend period. Members with a Christmas Club and a Summertime Savings are allowed a combined maximum deposit of $2,500 per month into both accounts. See the credit union for clarification.

One account per member.

† Must maintain a $15,000 balance to earn interest. New money only. New money is considered as funds that have been deposited into the credit union in the last 90 days. No penalty for withdrawals.

$2,000 Minimum Balance.

*APY= Annual Percentage Yield. Rates subject to change without notice.

**3-month and 6-month flex certificate: APY assumes that dividends will remain in the account until maturity. Unlimited additional deposits and one penalty free withdrawal during initial term of the CD. Additional withdrawals prior to certificate maturity will result in a penalty. Minimum Balance is required in order to open Term Share Certificate and earn dividends. Early withdrawal penalties do apply which may reduce the principal. The promotional 3-month or 6-month term share certificate (TSC) have a $2,000 minimum deposit. No maximum, although, a member’s total aggregate deposits may not exceed $2.5 million. At maturity, certificate will automatically roll over to the standard 3-month or 6-month certificate with corresponding rate at that time, unless otherwise specified by the member prior to maturity date. 

†Online Certificate Special: 28 Month Certificate can only be opened via Foothill's online banking. If you currently do not have online banking, please call us at (626) 445-0950 to set up access. Maximum deposit of $250,000.

* APY= Annual Percentage Yield. APY is paid on balances if required qualifications are met each month. If the qualifications are not met, then no dividends are earned. Rates subject to change without notice.

Fees could reduce earnings on account. The above rates are variable, subject to change without notice, and are the anticipated rates and annual percentage yields for the current dividend period.

*APY= Annual Percentage Yield. Rates subject to change without notice.

The rates above are variable, subject to change without notice, and are anticipated rates and annual percentage yields for the current dividend period.