You've likely heard about credit scores before, but what do you actually know about them? How long have they been around? And what's the deal with checking them?
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Credit scores are an area of personal finance that seem a lot more mysterious than they actually are. Many people believe that improving them is a matter of trial and error and, as a result, there's a lot of "credit score advice" floating around that can end up doing more harm than good. This video will help debunk four of the common credit score myths that you might come across..
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It's a decision that comes into play for every bill you pay, every tank of gas you buy and every coffee you pick up on the way to class or work. Cash, check or card? Debit, credit or prepaid debit?
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By using credit responsibly, you're contributing to your credit history, which will make it easier and more affordable to secure a loan in the future. By paying in full and on time, you avoid carrying a balance on your card, which means the credit card company cannot charge you interest on your balance.
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