Other than housing costs, auto loans are probably your biggest budget item. It pays to run the numbers and figure out how much you can comfortably afford. For example, a longer loan term can reduce monthly payments, while higher rates can drive them up. Use this calculator to come up with a vehicle purchasing and financing approach that works for you.
Foothill Credit Union is a full-service credit union with California branches in Arcadia, Covina and Glendora.