Disaster Assistance Program

Programs to assist you when you need it the most.

Disaster Assistance Program

Foothill offers a range of programs to support members in times of natural disasters, government shutdowns, union strikes, or other emergency situations, addressing their immediate needs.

If you are a Foothill Credit Union member and have been financially impacted by the government shutdown, we’re here to help.

Please contact our Account Resolutions Department if you need assistance on your current loans with Foothill Credit Union.

Government Shutdown/Union Strike Loan Program

Loan amounts are calculated on your 6 month average direct deposit prior to the interruption of pay. Loans have a 0% APR and are available up to a maximum loan amount of $8,000. There are no fees or interest charges associated with this loan. This loan is to be repaid in full when payroll resumes. For those facing a full-time furlough a 0% loan will be offered during the furlough period then the rate will increase to 5 percent. Terms up to 24 months.
For members without direct deposit, we offer a loan up to $4,000 with an interest rate of 5.00%.
Member must provide proof of employment status.
Must show proof of financial impact.

If you are a member and have been impacted by the shutdown, you can apply for loan assistance here.

Apply for Loan

Natural Disaster Relief Loans

0% percent interest rate loan for members with direct deposit, loan amount up to $8,000 up to 24 months term. Members without direct deposit will be charged an interest rate of 5.00% APR*
Temporary interest only payments on existing loans up to 6 months
Mortgage loan forbearance up to 90 days
Up to 90-day payment extensions on existing FFCU loans (no fee)

Note: All Disaster Relief loans have a 90 day first payment deferment.

Here's how to defer your loan. Click here

Fees and/or Penalties Waived for:

Cashier checks
Certificate withdrawals
Club account

We can also provide free expedited replacement of MasterCard Credit and Debit Cards.

Have questions? Call us at 626-445-0950.

Note: Credit will be reviewed for all disaster assistance loans.

*APR = Annual Percentage Rate. The Natural Disaster Relief Loan, offers a 0% APR up to a term of 24 -month term, is available to eligible Foothill members in good standing in FEMA declared disaster area who have direct deposit coming into a Foothill account. If no direct deposit, the Natural Disaster Relief Loan, offers a 5.00% APR up to a term of 24 -month term, is available to eligible Foothill members in good standing in FEMA declared disaster area. Monthly payment of $350.94 per month on a 24-month loan for $8,000 at 5.00%. Credit Check is required. Accounts and loans must be in good standing. Members currently delinquent on any Foothill loan may not qualify. Offer effective as of 1/16/25 and subject to change without notice. Restrictions may apply. Applicants must be 18 or older. Not all applicants will be approved.