Credit Card Balance Transfer

Transfer Your High-Interest Balances to our 0% for 12 Months

Pay off Credit Card Debt Faster

If you want to pay off your credit card debt faster, a balance transfer is a great option. Consolidate multiple credit cards into one low rate and pay it off faster! Take advantage of our 0% rate for 12 months and save yourself money that you'd likely be paying as interest to your other high-balance credit cards.

Please note there is a 4% balance transfer fee.

Easy Form to Complete

Promo 0% for 12 Months

Transfer Multiple Card Balances

Not only will you save on interest, you can enjoy additional benefits of a Foothill credit card, such as:

  • No annual fee
  • Credit limits up to $100,000
  • Earning rewards points with our Platinum Rewards Card
  • A maximum interest rate of 18% APR - MUCH lower than most credit cards

Easy Process

Just fill out the secure transfer form and our team will reach out to you if we have any questions. Make sure you have the following information handy.

  • Name and payment address of the other financial institution or merchant
  • Full digits of the credit card number
  • The balance of the card(s) you want to transfer


Ready to transfer the balances from your other credit cards to your Foothill Credit Card?

Transfer Your Balance


Need to speak to one of our representatives? Call 626-445-0950, option 1.


Don't have a Foothill Credit Card Yet?

Apply for a Foothill Card

Choose the Right Card for You

Before you begin the balance transfer process, let’s get a Foothill credit card opened for you. We offer two great credit cards to fit your lifestyle. Both of our credit cards feature no annual fees, no balance transfer fees (unless designated), and no cash advance fees.

Platinum Card


  • Rates as Low as 14.00% APR*
  • Ideal for balance transfers or everday spending
  • No annual fee, no balance transfer fee, no cash advance fee

Platinum Rewards Card


  • Rates as Low as 15.50% APR*
  • Earn Rewards on your purchases
  • Earn one point for every dollar and easily redeem them for a variety of items > Explore Rewards Program
  • No annual fee, no balance transfer fee, no cash advance fee

*APR = Annual Percentage Rate. Rates subject to change without notice. 

Balance Transfer Disclosure:

Promotional rate of 0% for 12 months from date of first transfer for balance transfers completed. Balance transfers must be conducted within the promotional period in order to receive the promotional rate. Promotional rate does not apply to purchases or cash advances. After introductory period ends, a variable APR of 14.00% – 18.00%, based on your creditworthiness, applies to unpaid promotional balances, new purchases and new balance transfers.. Annual Fee – None. Fee for foreign purchases — 1.1% of each purchase transaction in US dollars. Cash advance fee — none. Balance transfer fee — 4% of the amount of each transfer. Maximum balance transfer may not exceed 90% of available credit line. Subject to credit approval. Additional limitations, terms and conditions apply. Offer valid  from 2/20/24-5/31/24.
Reward points not earned on balance transfer transactions.

Read full disclosure