Credit Card Balance Transfer

Get a Promotional Rate of 0% for 12 Months When You Do a Balance Transfer to Your Foothill Credit Card

Pay off Credit Card Debt Faster

If you want to pay off your credit card debt faster, a balance transfer is a great option. Consolidate multiple credit cards into one low rate Foothill credit card and pay it off faster!

There's no better time than now. Take advantage of our 0% rate for 12 months and save yourself money that you'd likely be paying as interest to your other high-balance credit cards.

Please note there is a 4% balance transfer fee.

Membership Not Required To Start

Easy Form to Complete

Promo 0% for 12 Months

Transfer Multiple Card Balances

Easy Process

Just fill out the secure transfer form and our team will reach out to you if we have any questions. Make sure you have the following information handy.

• Name and payment address of the other financial institution or merchant

• Last 4 digits of the credit card number

• The balance of the card(s) you want to transfer


Ready to transfer your balance to you Foothill Credit Card?

Get Started


Don't have a Foothill Credit Card Yet?

Apply for a Foothill Card

Want to speak to one of our representatives instead? Call 626-445-0950, option 1.


0% APR promo rate applies to balance transfers of $500 or more to a Foothill Credit Card from a non-Foothill credit card. Purchases and cash advances excluded. Balance transfers must be completed by June 30, 2023. There is a 4% balance transfer fee. Promotional rate is valid for 12 billing cycles from posting date of first transfer, after which the introductory period ends, the standard purchase APR applies. Standard variable APR ranges from 13.25% to 18.00%, based on your creditworthiness and other factors. The annual percentage rate (APR) will vary with the market based on the current Prime Rate. New and current cardholders eligible. Existing credit card balances held at Foothill Credit Union cannot be refinanced to the promotional rate. Credit card approval depends on creditworthiness and other qualifications. Rates, terms and conditions are subject to change without notice. 

Read full disclosure

Don't Have a Foothill Credit Card Yet?

Choose the Right Card for You.

Don't have a Foothill card? No worries. Before you begin the balance transfer process, let’s get a Foothill credit card opened for you. We offer two great credit cards to fit your lifestyle. Both of our credit cards feature no annual fees, no balance transfer fees (unless designated), and no cash advance fees.

Platinum Card


  • Rates as Low as 13.25% APR*
  • Ideal for balance transfers or everday spending
  • No annual fee, no balance transfer fee, no cash advance fee

Platinum Rewards Card


  • Rates as Low as 14.75% APR*
  • Earn Rewards on your purchases
  • Earn one point for every dollar and easily redeem them for a variety of items > Explore Rewards Program
  • No annual fee, no balance transfer fee, no cash advance fee

*APR = Annual Percentage Rate. Rates subject to change without notice.