The holidays can bring extra expenses, so now may be a good time to give your budget a little more breathing room. From September 1 through October 31, 2026, transfer eligible balances to a Foothill Credit Card and enjoy 0% APR for 12 months.
With no interest during the promotional period, more of your payment can go toward reducing your transferred balance instead of interest charges, helping you make room in your budget for holiday expenses.
Just fill out the secure online banking transfer form and our team will reach out to you if we have any questions. Please have the following information handy:
Name and payment address of the other financial institution or merchant
Full digits of the credit card number
The balance of the card(s) you want to transfer
See our locations here and schedule an appointment.
*APR = Annual Percentage Rate. Rates subject to change without notice.
Balance Transfer Disclosure:
Promotional rate of 0% APR for 12 months from date of first transfer for balance transfers completed. Balance transfers must be conducted within the promotional period in order to receive the promotional rate. Promotional rate does not apply to purchases or cash advances. After introductory period ends, a variable APR of 12.25% – 18.00%, based on your creditworthiness, applies to unpaid promotional balances, new purchases and new balance transfers. Annual Fee – None. Fee for foreign purchases — 1.1% of each purchase transaction in US dollars. Cash advance fee — none. Balance transfer fee — 4% of the amount of each transfer. Maximum balance transfer may not exceed 90% of available credit line. Subject to credit approval. Additional limitations, terms and conditions apply. Offer valid from 9/1/26-10/31/26.
Reward points not earned on balance transfer transactions.
