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Foothill Credit Union
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Rates

Competitive rates and personal service––that’s what you’ll get at Foothill Credit Union. Whether you’re looking for the rate on a particular loan or credit card, or interest rates on savings accounts, make this your first stop for rate information. You’ll quickly realize the credit union difference when you compare our rates to banks.

Loans

New Cars Inc. - Auto Buying Service
Effective Date: Monday, March 27th, 2017
100% of Retail on Purchases
APRMinimum Loan AmountTerm (months)Estimated Payment/$1,000
2.20%* -14.70% N/A Up to 36 $28.72-$35.02
2.20%*-14.70% N/A 48 $21.78-$38.32
2.20%*-15.45% $10,001 60 $17.62-$24.43
2.45%*-15.95% $15,001 72 $14.95-$22.09
2.45%*-16.45% $30,001 84+ $12.97-$20.56
*Rate reflects a 0.25% discount for auto purchased through New Cars Inc.
Other available discounts include:
  • 0.50% discount for auto transfer from a Foothill checking account with direct deposit.
  • 0.25% discount for auto transfer from a Foothill share account with direct deposit or payroll deduction.
  • 0.25% discount for our school and hospital employees.
Apply Now

Automobile and Truck Rates
Effective Date: Monday, March 27th, 2017
100% of Retail on Purchases
APRMinimum Loan AmountTerm (months)Estimated Payment/$1,000
1.95%*-14.95% N/A Up to 36 $28.62-$35.02
1.95%*-14.95% N/A 48 $21.68-$28.32
1.95%*-15.70% $10,001 60 $17.51-$24.43
2.20%*-16.20% $20,001 72 $14.84-$22.09
2.20%*-16.70% $30,001 84+ $12.86-$20.56
*Rate reflects a 0.50% discount for auto transfer from an Foothill checking account with direct deposit.
Other available discounts include:
  • 0.25% discount for auto transfer from a Foothill share account with direct deposit or payroll deduction.
  • 0.25% discount for our school and hospital employees
Apply Now

Watercrafts and Motorcycles Rates
Effective Date: Monday, March 27th, 2017
90% of Retail on Purchases
APRMinimum Loan AmountTerm (months)Estimated Payment/$1,000**
3.95%*-16.95% N/A Up to 36 $29.72-$35.88
4.70%*-17.45% N/A 48 $23.01-$29.09
5.45%*-17.45% $10,001 60 $19.08-$25.10
6.20%*-17.45% $20,001 72** $16.55-$22.50
6.95%*-17.45% $30,001 84+** $14.83-$20.70
*Rate reflects a 0.50% discount for auto transfer from an Foothill checking account with direct deposit.
Other available discounts include:
  • 0.25% discount for auto transfer from a Foothill share account with direct deposit or payroll deduction.
  • 0.25% discount for our school and hospital employees
Apply Now

Recreational Vehicle Rates
Effective Date: Monday, March 27th, 2017
85% of Retail on Purchases
APRMinimum Loan AmountTerm (months)Estimated Payment/$1,000**
3.45%*-16.45% N/A Up to 36 $29.39-$35.50
3.95%*-16.95% N/A 48 $22.67-$28.96
4.45%*-17.25% $10,001 60 $18.73-$24.99
4.95%*-17.25% $20,001 72 $16.50-$22.39
5.45%*-17.25% $30,001 84+ $14.47-$20.58
*Rate reflects a 0.50% discount for auto transfer from an Foothill checking account with direct deposit.
Other available discounts include:
  • 0.25% discount for auto transfer from a Foothill share account with direct deposit or payroll deduction.
  • 0.25% discount for our school and hospital employees
Apply Now

Personal Loan Rates
Effective Date: Monday, March 27th, 2017
Loan TypeAPRLoan AmountTerm (months)Estimated Payment/$1,000
Signature Loan 7.25%*-15.25% $500 Minimum - $20,000 Maximum 36 $31.22- $35.03
Personal Line 9.25%*-17.25% $25,000 Maximum N/A N/A
*Rate reflects a 0.50% discount for auto transfer from an Foothill checking account with direct deposit.
Other available discounts include:
  • 0.25% discount for auto transfer from a Foothill share account with direct deposit or payroll deduction.
  • 0.25% discount for our school and hospital employees
Fresh Start Personal Loan 7.90% $1,000 Minimum with a $5,000 Maximum 36 $31.29
If member does not have funds on deposit; proceeds from this loan go into the share account, then a hold is placed on the funds until the loan is paid in full.
Apply Now

Computer Loan Rates
Effective Date: Monday, March 27th, 2017
Note: Computer Loan is available to 17-24 years of age only.
APRLoan AmountTerm (months)Estimated Payment/$1,000**
Computer Loan 8.95% $3,000 Maximum 24 $45.66
All proceeds will be paid directly to the computer distributor. In the case of an Internet purchase, the proceeds will be paid directly to the member s credit card account that was used to make the purchase. A copy of the statement and invoice will be required.
Apply Now

MasterCard Rates
Effective Date: Monday, March 27th, 2017

Loan TypeAPRLoan AmountTerm (months)
Platinum Rewards 10.75%-17.25% $25,000 Maximum N/A
Platinum 9.25%-15.75% $25,000 Maximum N/A
Credit Builder 17.90% To be determined by amount secured in shares N/A
A rate is based on a variety of factors, including the applicants credit rating.
Apply Now

Share Secured Rates
Effective Date: Monday, March 27th, 2017
Loan TypeTermCurrent APR
Share Secured N/A 2.05%
Share secured loans are available for up to 100% of the share balance at 2% over the current rate.
Apply Now


Fresh Start Loan, Share Secured Loans, Real Estate Loans, and MasterCard Loans are excluded from discounts.

This summary is for information purpose only. Loan amounts, terms, and interest rates are subject to change without notice. Deduction may result on a lower payment than what is posted or sampled. All loans are subject to credit approval. Credit life and Disability Insurance is available on all loans except Real Estate loans.

Loan approval subject to credit and income evaluation.

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