High Rate Certificates

6-month certificate dividend rate: 2.96%/3.00% APY. 12-month certificate dividend rate: 3.20%/3.25% APY.

*APY = Annual Percentage Yield. APY assumes that dividends will remain in the account until maturity. Penalty for early withdrawal. Minimum Balance is required in order to open Term Share Certificate and earn dividends. No maximum, although, a member’s total aggregate deposits may not exceed $2.5 million. Early withdrawal penalties do apply which may reduce the principal. No additional deposits can be made during the term of the promotional certificate. The promotional 6-month and 12 month term share certificates (TSC) have a $2,000 minimum deposit. No maximum. At maturity, certificate will automatically roll over to the standard 6-month or 12-month certificate with corresponding rate at that time, unless otherwise specified by the member prior to maturity date.

How the Bump-up Works:

If the FED increases rates and Foothill makes rate adjustments to CDs, the member can request a one-time bump to increase their rate by calling us at 626-450-0950. This must be initiated by the member within the term of the Certificate.

9-Month Certificate dividend rate: 3.92%/4.00% APY

The promotional 9-month term share certificate (TSC) has a $2,000 minimum deposit. No maximum, although, a member’s total aggregate deposits may not exceed $2.5 million. Early withdrawal penalties do apply which may reduce the principal. No additional deposits can be made during the term of the promotional certificate. This offer is for new members and existing members. Account must be funded with new funds via check, cash, wire transfer or ACH - or - funds that have been deposited to the credit union within 30 days or less of certificate open date. Must qualify for membership. All program rates, offers, terms and conditions are subject to change without notice. At maturity, certificate will automatically roll over to the standard 6-mo