1) Open a New Checking
Open one of the following Foothill's checking accounts Protection Plus or Rewards Checking, from October 1 through December 31. See note below. Compare checking accounts»
2) Set-up Direct Deposit
Establish NEW qualifying direct deposit* (minimum of $500 each month, for 3 consecutive months) going into the new checking account within the first 90 days the new checking account is opened.
3) Get Your $200
Once you have met the requirements, your $200 incentive will be deposited into to your new checking account the following month. That's an easy $200!
Note: Existing members with an active checking account on October 1 are not eligible, even if they close it and open a new one during the promotion.
✅ How to Open a New Checking Account
New members:
- Open your Foothill membership plus a qualifying checking account online
- OR Visit any Foothill branch for assistance
Existing members:
Log in to Digital Banking and open a new checking account.Open via Desktop Open via Mobile App
-
OR Visit any Foothill branch for assistance
Direct Deposit services are free, and they ensure that you receive your pay on time and in a safe, convenient way. You may be able to have access to your funds sooner, up to two days in advance* and make fewer trips to the credit union. You can also arrange Direct Deposit for pension checks, Social Security benefits and other recurring payments.
Set-up Direct Deposit. Here's How:
- Complete any necessary forms from your employer with Foothill's routing number: 322273489
-
You can find your account number by logging into your Foothill digital banking. Click on the eye icon to reveal the full account number.
-
Most employers will ask for a voided check to be attached to their direct deposit form. If you didn't order checks, you can have our contact center or one of our branches provide you a temporary check.
-
To set-up a payroll deduction for a specific portion of your paycheck, use the same information as above, and let your employer know the dedcution amount or percentage you want sent to this account.
* Early direct deposit may vary between pay periods and is not guaranteed.
Membership requires a Regular Share Savings account with a $5 minimum balance. A minimum daily balance of $150 is required to earn the stated 0.05% Annual Percentage Yield (APY). The Regular Share Savings account has a variable rate that may change at any time. As of October 1, 2025, the APY is 0.05% for Regular Share Savings. Fees may reduce earnings. Members must be 18 or older. Membership eligibility and account approval are required.
The $200 checking incentive is valid October 1 through December 31, 2026, and is available to new members and eligible existing Foothill Credit Union members. Existing members are eligible only if they did not have an active Foothill checking account as of October 1, 2026. Members with an active Foothill checking account as of that date are not eligible, even if they close the account and open a new one during the promotional period.
To qualify, an eligible member must open a new Protection Plus Checking or Rewards Checking account during the promotional period and establish new qualifying direct deposit into the new account. The account must receive at least $500 in qualifying direct deposits during each of three consecutive calendar months. Requirements must be completed within the first 90 days after the account is opened. Receiving $1,500 in total without receiving at least $500 during each of three consecutive calendar months will not qualify. Simply Free Checking does not qualify for this promotion.
Qualifying direct deposits include recurring electronic deposits of payroll, pension, or government benefits, such as Social Security. A direct deposit previously received in another Foothill account and redirected to the new checking account is not considered new and does not qualify. Internal transfers, wire transfers, person-to-person payments, mobile deposits, and cash or check deposits do not qualify.
After all promotional requirements have been met and verified, the $200 incentive will be deposited into the qualifying checking account the following month. The account must remain open, active, and in good standing at the time the incentive is paid.
Protection Plus Checking and Rewards Checking are variable-rate accounts that currently earn up to 1.00% APY. Rates may change after account opening. APYs are accurate as of the last dividend declaration date. Fees may reduce earnings. Additional terms, qualifications, rates, APYs, and account disclosures are available here.
Foothill Credit Union reserves the right to modify or discontinue this promotion at any time without notice. Other restrictions may apply. For eligibility requirements or questions, call 626-445-0950.
