Vehicle Loan Financing

Foothill offers better than bank rates, fast and easy application process, no prepayment penalties and you can close your loan online to get the money faster for your vehicle. Apply online or over the phone and get pre-approved before you go to the dealer. Funds are available the same day in most cases.

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Watercraft and Motorcycle Loans

Have you ever pictured nothing but you and the open road and the wind blowing away your cares? How about sailing off into the sunset with your boat or making waves with your watercraft?

Whether you are purchasing a new or pre-owned watercraft or motorcycle, or refinancing your existing loan, Foothill Credit Union can design a financing program to meet your unique needs.

• Up to 100% financing for new watercraft and motorcycles
• Terms up to 84 months
• 0.25% discount for automatic payments
• No application or funding fee
• Get pre-approved online before going to a dealership
• Skip-a-Pay options allow you to skip a payment and come back to it

Apply online or give us a call at (626) 445-0950, press 1. Our professional team of loan specialists have years of experience and are available to help answer your questions throughout the process.

Watercrafts and Motorcycles Loan Rates

Watercrafts and Motorcycles Rates
Effective Date: Tuesday, October 27th, 2020
90% of Retail on Purchases
APR	Minimum Loan Amount	Term (months)	Estimated Payment/$1,000**
5.35%*-17.95%	N/A	Up to 36	$30.13-$36.13
6.10%*-17.95%	N/A	48	$23.53-$29.35
6.85%*-17.95%	$10,000	60	$19.73-$25.37
7.60%*-17.95%	$15,000	72**	$17.34-$22.78
8.35%*-17.95%	$30,000	84+**	$15.76-$20.99
*Rate discounts may apply: 0.50% discount for auto transfer from an Foothill checking account with direct deposit, or 0.25% discount for auto transfer from a Foothill share account with direct deposit or payroll deduction. 0.25% discount for our school and hospital employees ** Watercrafts only