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Foothill Credit Union
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Vehicle Loan Financing

Foothill offers better than bank rates, fast and easy application process, no prepayment penalties and you can close your loan online to get the money faster for your vehicle. Apply online or over the phone and get pre-approved before you go to the dealer. Funds are available the same day in most cases.

Auto and Truck Loans

auto loans san gabriel valley

If you want to buy a new or pre-owned vehicle from a car dealer or private party, or refinance your current vehicle, trust Foothill to provide you with a loan option that meets your needs. At Foothill, you can obtain a FREE auto pre-approval online in minutes, and there are never any obligations.

Up to 100% Financing Available, No Loan Origination Fee!

  • Up to 100% financing for new vehicles
  • Low rates, with terms up to 84 months
  • Interest rate discounts available
  • No application fee
  • Get pre-approved online before going to a dealership
  • Skip-a-Pay options available through online banking

Apply online or give us a call at (626) 445-0950, press 1. Our professional team of loan representatives have years of experience and are available to help answer your questions throughout the process.

Apply Now Button

Auto Loan Rates

New Automobile and Truck Rates
Effective Date: Friday, April 16th, 2021
100% of Retail on Purchases
APRMinimum Loan AmountTerm (months)Estimated Payment/$1,000
2.90%*-16.25% N/A Up to 36 $28.92-$34.81
2.90%*-16.25% N/A 48 $22.03-$28.08
3.10%*-17.00% $10,000 60 $17.97-$24.52
3.35%*-17.00% $15,000 72 $15.31-$21.94
3.35%*-17.10% $30,000 84+ $13.34-$20.20
*Rate discounts may apply:
  • 0.25% discount for our electric and hybrid vehicles
  • 0.50% discount for auto payment from an FCU checking account with direct deposit, or 0.25% discount for auto transfer from a Foothill share account with direct deposit or payroll deduction.
  • 0.25% discount for our school and hospital employees.
  • 0.25% discount for members with a Platinum Mastercard or Platinum Rewards MasterCard.
Apply Now

Used Automobile and Truck Rates
Effective Date: Friday, April 16th, 2021
100% of Retail on Purchases
APRMinimum Loan AmountTerm (months)Estimated Payment/$1,000**
3.15%*-16.50% N/A Up to 36 $29.07-$34.93
3.15%*-16.50% N/A 48 $22.14-$28.21
3.35%*-17.25% $10,000 60 $18.07-$24.63
3.60%*-17.25% $15,000 72 $15.42-$22.07
3.60%*-17.35% $30,000 84+ $13.45-$20.34
*Rate discounts may apply:
  • 0.25% discount for our electric and hybrid vehicles
  • 0.50% discount for auto payment from an FCU checking account with direct deposit, or 0.25% discount for auto transfer from a Foothill share account with direct deposit or payroll deduction.
  • 0.25% discount for our school and hospital employees.
  • 0.25% discount for members with a Platinum Mastercard or Platinum Rewards MasterCard.
Apply Now

Frequently Asked Questions

No, there are no fees for paying off your loan early.

We offer Skip-a-Pay which allows you to miss a payment for a small fee.

Your credit history, assets, and vehicle price may impact your approval of an auto loan.

Your auto loan rate is based on the following:

  • Your credit history
  • The vehicle age
  • The length of your loan term
  • The loan to value (LTV) on the vehicle

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