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Foothill Credit Union
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Home > Loan & Credit Cards > Foothill Skip a Pay

Skip-a-Pay

Skip a Pay

Short of funds this month? No worries. Foothill offers Skip-A-Pay service, allowing members to skip a qualifying regular monthly loan payment for a small fee.

Skip your qualifying loan payment online ($15 Fee)

  1. Log-on to FOOTHILL@HOME Online Banking
  2. Click on Loan Options and select Skip-A-Pay. If you have loans that qualify for Skip-A-Pay that month, it will be shown here. Select the loan you wish to skip and from which account you want the $15 fee to come from. Click continue and you’re done!

Or, skip your payment via branch or phone ($25 Fee)

Visit one of our branches or call us at 626-445-0950 to request to skip a payment (Note: Skip-A-Pay processed at a branch or over the phone has a fee of $25. It cost less to skip the payment online–$15!)

By participating in Foothill's Skip-A-Pay program, you request that Foothill defer your loan payments as indicated. You agree and understand that: 1) FINANCE CHARGES will continue to accrue at the rate provided in your original loan agreement, during and after this time; 2) deferring your payment will result in your having to pay higher total FINANCE CHARGES than if you made your payment as originally scheduled; 3) the payment deferral will extend the terms of your loan(s) and you will have to make extra payment(s) after your loan(s) would otherwise be paid off; 4) you will be required to resume your payments the following month; and 5) a fee of $15 (if done online) or $25 (if done at a branch or over the phone) will be deducted from a savings or checking account for this service at the time the request is processed. All deferrals are subject to Foothill approval. Your loan(s) must be current (have no amount past due) to accept this offer. Certain restrictions may apply. One Skip-A-Pay allowance for each qualifyting loan per fiscal year. Excludes all real estate loans.

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