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Foothill Credit Union
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Mortgage Loans

All mortgage programs are not the same, and it’s important to understand the differences. Whether you're buying your first home, making your next move or simply refinancing, Foothill Credit Union has the terms, features and options designed to make getting a mortgage easier. Let us help you understand all the choices you have when it comes to a home mortgage. (NMLS# 681615)

Mortgage Lock and Shop

Get Pre-Approved, Lock in Your Rate, Then Start Shopping for Houses

It's a Worry-Free Way to Purchase a Home

Shopping for a home can be stressful. Let Foothill ease your mind by locking in your rate while you are house hunting. Once you’ve found your perfect home and submitted your signed purchase agreement, we will compare the current rates to your locked-in rate and give you the lowest one...it’s that easy!

Need Help Buying or Selling a House? We’ve Got Your Back.

Home Benefits Plus

Foothill’s trusted partner, Home Benefits Plus can provide you with expert buying and selling assistance. By participating in this unique program, you can save time, and earn thousands of dollars in cash rebates, all at no charge to you! You could even earn a 25% rebate on the selling or listing side of the real estate commission.*

Home Benefits Plus

Get Pre-Approved For Your Mortgage Today! Contact Vahan Malakyan at (626) 445-0950, ext. 6236.


*The amount and manner of the rebate (whether credit in escrow or check after closing) is determined by the mortgage lender, and is subject to state and federal law and lender approval. If the rebate is paid by check, it will be paid within four weeks of closing. To take advantage of the program, you must contact Home Benefits Plus before contacting an agent directly. No rebate is available if you work with an agent directly. The following states currently prohibit rebates: AL, AK, IA, KS, LA, MO, MS, OK, OR, TN. HomeBenefitsPlus can still match you with a great Realtor® in these states. Void where prohibited. Foothill will guarantee your approved rate for a maximum of 90 days. After 90 days, the loan rate will default to the current loan rate offering based on your credit worthiness. Subject to all Foothill underwriting policies & procedures.

Vahan Malakyan NMLS #686809; Foothill is an Equal Housing Lender.

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Mortgage Refinance Lock

Refinance With Us and We’ll Make Sure You Get Our Lowest Rate

A Worry-Free Way to Refinance Your Mortgage

If you’re looking to refinance your home but are worried about how quickly rates can change, we’ve got a solution for you!

Apply for your loan, and we’ll lock-in the lowest rate that Foothill offers between your application date and your appraisal completion date.

That means, no matter if rates rise or fall between your application date and your appraisal completion, we’ll still give you the lowest rate Foothill offers in that same time period. No extra work for you to do!

Start Your Mortgage Refinance Today. Contact Vahan Malakyan at (626) 445-0950, ext. 6236.


Foothill will guarantee the lowest rate offered by the credit union between application completion date and appraisal completion date. Max. 30 days. Vahan Malakyan NMLS #686809; Foothill is an EqualHousing Lender.

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