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Home > Checking & Savings > Youth Accounts > Foothill Money Smart Youth Accounts

Youth Accounts For All Ages

Foothill Credit Union is committed to helping young people acquire good financial skills. We provide the tools children need to build wealth and learn the value of saving, earning and investing. Teaching the concept of saving at a young age benefits a person for a lifetime.

Youth Account for ages 13 to 17

Foothill's MoneySmart Youth Account

With online communities, the drama of high school and the latest fashion trends, savings may be the last thing on your teen’s mind. But it’s never been more important to help them become Money$mart and prepared for their future, especially as they start looking ahead to owning a car and going off to college.

  • FREE Parent Authorized Debit Card with Money$mart Checking Account
  • 24/7 Online Banking Access with E-Statements
  • First set of checks is FREE upon request
  • Rate rewards after account reaches $500, $1,000, and $1,500
  • College Bound Scholarship available
  • Youth Saver Certificate available with higher dividends – initial $25 deposit to open
  • First Time Auto Buyer (with parent co-signer)
  • Platinum Mastercard with parent selected limit up to $500 (with parent co-signer)

You Monitor their Spending

As the parent or guardian, you can structure the checking account accordingly. Choose the daily ATM withdrawal limit, the daily debit purchase maximum and the daily Point of Sale (POS) amounts––card defaults to $100 POS, $100 debit and $100 ATM. You may also monitor their spending by setting up access to view their account activity through your own Online Banking. You can even set up eAlerts to receive either emails or text messages when purchases are made, when a balance reaches a certain point, or other types of activities on that account.

Help Them Get Money$mart Today!

Opening a Money$mart account only requires an initial $5 deposit. And as they prepare for a higher education, their first car, their prom or other special events, they can help save for it with a Youth Saver Certificate. This account allows additional deposits of at least $25 at any time, up until the they turn 24 years of age.

A Smart Solution for First Time Drivers

The open expanse of the road, the wind in your hair, listening to your favorite tunes—nothing beats the feel of a new (or new to you) car. Instead of fretting over financing a set of new wheels, turn to Foothill for flexible terms and low rates you can afford. Plus, your parent or guardian can co-sign with confidence.

Computer Loan

Foothill can help you purchase or finance a computer. Simply select your computer and accessories, show us your purchase invoice, fill out a loan application, and you'll be ready to pick up your new computer. Same day loan approval is available! See rates.

We can set your loan payment to automatically come out of your Foothill checking account every month, so it's hassle-free. Payments can also be made easily with an online transfer from your checking account via online banking, in the branch or by mail.

Financial Education

We believe in educating our youth to prepare them for what lies ahead. As part of our program, we encourage our youth ages 13 to 17 to take a tutorials from Green Path University before using Foothill's products and services. By doing so, they get a grasp of what kinds of finances are presented to them at this stage in their life and how to successfully handle them.

Additional Resources

Click the icon for tips on being smart with your money. You'll find information about:

  • Earning and borrowing
  • Saving and budgeting
  • Spending and using checks
  • You'll also find out more about credit unions
Foothill's Growing Members website Foothill's Growing Members Youth Accounts

To open a youth account, please visit a branch near you. The child must be eligible for membership at Foothill Credit Union. Click here for eligibility. Youth under 18 years of age are not required to be present with the parent at the time of opening the Youth Account. A parent or guardian must be a joint owner on the account with the child and provide the child's social security number. For questions please call our Phone Center at 626.445.0950.

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