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Foothill Credit Union
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Financial Products That Can Help During Financial Hardship

During this time of financial uncertainty, we understand that many of our members are looking for ways to save money and ways to access more funds. Here are some options to consider.

Pandemic Relief Program

financial assistance

If you have been impacted financially by this pandemic, we have pandemic relief programs in place to help you. Sometimes all we really need is temporary relief until we get back on our feet.

  • Pandemic Relief Loan
  • Skip-a-pay for qualifying loans (fee waived)
  • Mortgage loan forbearance up to 90 days
  • Interest only payments for up to three months
  • Up to 60-day loan payment extensions (deferment)
  • Fees/penalties waived for Certificates, Club Accounts (like Summertime Savings),
  • Fee waived for loan payment made online or by phone from another financial institution

Everyone's situation is different so give us a call at (626) 445-0950 option 1, to speak to one of our team members to see what option is best for you and your family.

Vehicle Loan Refinance

refinance

With the financial uncertainty that many of us are facing these days, it's not only smart, but necessary to find ways to save money. By choosing to bring your existing loans to Foothill, you have the potential to save money on interest over the lifetime of your loan, and increase your monthly cash flow by lowering your payments.

Benefits of moving your auto loan to Foothill:

  • No payments for 90 days
  • Low monthly payments with competitive low rates
  • Flexible repayment terms.
  • Fast and simple application process
  • No application fee
  • Financing up to 100% on new vehicles

see rates

Call us at (626) 445-0950 and see how we can save you money. *

Not everyone will qualify for a refinance. Some restrictions apply. Speak to a Foothill representative for details.

Mortgage Refinance

mortgage refinance

Current mortgage rates are at an all time low, so it makes financial sense to refinance to get a lower rate, or even to pull money out of your home. Why make payments at a higher interest rate when there are better options?

Why refinance your mortgage with us?

  • Save hundreds of dollars each month
  • Choose fixed or adjustable rate
  • Experienced and friendly mortgage loan officers to assist you
  • Lock in a low rate. Set it and forget it!

see rates

Not everyone will qualify for a refinance. Some restrictions apply. Speak to a Foothill representative for details.

Home Equity Line of Credit

Home Equity Line of Credit

You've put work and money into your home, now it's time for your home to return the favor. Tap into the equity of your home and use it for whatever expenses you may have––pay bills, replace failing appliances, or make home improvements. 

With a line of credit, you can borrow from the equity in your home just when you need it. 

see rates

Call us at (626) 445-0950 and see how your house can be a financial source. 

Credit Card Balance Transfer

balance transfer

Transfer your balance today and save money! Pay off high interest credit card balances, consolidate bills and eliminate the hassle (and extra expense) of paying multiple accounts. 

  • Introductory offer of 3.99% APR for six months
  • No balance transfer fee
  • No annual fee
  • No cash advance fee
  • Earn reward points with Platinum Rewards Mastercard

Call us at (626) 445-0950 and see how transferring your balance to one of our credit cards can help you save. 

see rates

* Introductory 3.99% APR (Annual Percentage Rate) is good for purchases and balance transfers made within the first 90 days of card opening. Rate will apply to these transactions for one year, after which the rate will change to the standard rate. Intro rate is a limited time offer. Cardholders switching from the Platinum Mastercard to the Platinum Rewards Mastercard are not eligable for the 3.99% intro rate. The standard rate is determined by your creditworthiness at the time of card opening and may adjust, as it is based on the Prime Rate. Maximum limit for either card is $25,000.

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