Checking Accounts

Foothill Credit Union offers a selection of checking accounts that fit any need. Whether you carry high balances or lower balances, our checking accounts will help you earn the dividends, avoid the fees and access your account any way you prefer.

Rewards Checking

Earn up to 1.00% APY* on the first $2,500!

Now you can earn reward points each time you use your Foothill Rewards Checking as a signature-based debit card transaction. Plus, we'll even refund you up to $20 in ATM fees each month.

Waived Monthly Service Fee

In addition to earning rewards for debit card purchases, you can also earn interest and discounts, and even waive your $3.00 monthly service fee.

Instead of inputting your PIN, you'll sign for the transaction instead. From groceries to fuel to utility bills, your everyday purchases will pay you back.

Checking Account Benefits

Earn Reward Points

• Shop over 3,000 merchants at our online mall, ShopSPOT Online and be rewarded even more.
• Earn bonus points on signtaure-based purchases using your rewards debit card.
• Shop our exclusive network of ShopSPOT In-Store card linked offers and earn bonus points just for using your card at participating local and national merchants.

Hundreds of Rewards are Waiting!

Redeem your points for merchandise, cash back rewards, travel, gift cards, green products, charitable donations, event tickets, and more. Simply log into your online banking account and click on the "Card Rewards" tab.

Mobile Banking

Whether you're traveling, running errands, at work or at home, Mobile Banking can be used at anytime from just about anywhere. Some features include:

• Mobile Deposit – updated feature that allows you to deposit checks from anywhere
• Mobile Wallet – pay for your items using Apple iPay, Samsung Pay, and Google Wallet
• Transfer money between your Foothill accounts and your accounts at another financial institutions
• Setup one-time or recurring transfers
• and more!

*APY=Annual Percentage Yield

** Signature-based transactions

1) Dividends paid each month if minimum requirements are met. Dividends are calculated daily and compounded and paid monthly. Please refer to our Truth-In- Savings Disclosure for all applicable disclosure information.

To qualify for dividends, you must make 10 or more signature debit based debit card or POS debit card transactions a month; opt out of paper statement enrolling in estatements; and perform at least 1 electronic withdrawal or electronic deposit in your account. Rates subject to change without notice. See current rate sheet.

2) A valid electronic withdrawal or deposit includes any of the following: One FFCU online bill pay per month; one direct deposit or payroll deduction per month or one ACH transaction per month. Contact Credit Union for complete details.

3) Foreign ATM fee refunds up to $20.00 per month if minimum electronic service requirements are met.

Read the changes to your deposit agreement, truth-in-savings disclosure and schedule of fees.