Checking Accounts

Foothill Credit Union offers a selection of checking accounts that fit any need. Whether you carry high balances or lower balances, our checking accounts will help you earn the dividends, avoid the fees and access your account any way you prefer.

Compare Checking Accounts Below

Our Checking Accounts bring great value and benefits, more than ever before. Review the comparison chart and see which checking account is right for you.

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  Overdraft Protection

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  Mobile Banking with Mobile Check Deposit, Mobile Bill Pay, + More

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  Online Banking & Bill Pay

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  Courtesy Pay(Eligibility required)

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  MasterCard^®
  Debit Card with Nationwide Access

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  eStatements

Earns Dividends

To earn dividends², you must have either the Protection Plus Checking or Rewards Checking Account. Dividends are based on account balance:

Mobile Banking

Whether you're traveling, running errands, at work or at home, Mobile Banking can be used at anytime from just about anywhere. Some features include:

• Mobile Deposit – updated feature that allows you to deposit checks from anywhere
• Mobile Wallet – pay for your items using Apple iPay, Samsung Pay, and Google Wallet
• Transfer money between your Foothill accounts and your accounts at another financial institutions
• Setup one-time or recurring transfers
• and more! to learn about mobile banking

ATM Refunds

ATM refunds⁴ are available for Protection Plus Checking & Rewards Checking. Foothill Credit Union will refund up to $20 if the following account activity is met that month:

• Enrolled for e-Statement
• Made at least 10 debit card transactions, and
• Made at least one electronic debit or credit transaction.

Members can also access fee-free ATMs inside the CO-OP Network.

* APY=Annual Percentage Yield

¹The monthly fee can be discounted or waived. See how.

 ²Dividends payout: 1.00% APY on balances up to $2,500; 0.50% APY on balances over $2,500 to $5,000; 0.25% APY on balances over$5,000 to $10,000 and 0.05% APY on balances over $10,000. Dividends are calculated daily and compounded and paid monthly. Please refer to our Truth-In-Savings Disclosure for all applicable disclosure information. Rates are subject to change without notice. To qualify for dividends, you must make 10 or more signature debit based debit card or POS debit card transactions a month; opt-out of paper statement enrolling in e-statements; and perform at least 1 electronic withdrawal or electronic deposit in your account.

³To qualify for debit card rewards the transaction must be signature-based.

⁴ATM refunds up to $20 if the following account activity is met that month: 1) enrolled for e-Statement, 2) made at least 10 debit card transactions, and 3) made at least one electronic debit or credit transaction.

⁵Get a 0.50% discount for having an auto payment transfer from a Foothill checking account with a direct deposit. Get a 0.25% discount for having auto payment transfer from a Foothill share account with direct deposit or payroll deduction. Get a 0.25% deduction if you have a Foothill Platinum or Platinum Rewards MasterCard or apply, be approved and accept a new Foothill MasterCard. Get a 0.25% deduction if you are a School or Hospital employee.

Read the changes to your deposit agreement, truth-in-savings disclosure and schedule of fees.