Checking Accounts
Foothill Credit Union offers a selection of checking accounts that fit any need. Whether you carry high balances or lower balances, our checking accounts will help you earn the dividends, avoid the fees and access your account any way you prefer.
Our Awesome Checking Account Line-up
Which checking account is right for you?
Our Checking Accounts bring great value and benefits, more than ever before. Review the comparison chart and see which checking account is right for you.
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To open your account, visit one of our three branches or call us at (626) 445-0950. If you are not a member yet, open your account online.
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| Protection Plus Checking | Rewards Checking | Simply Free Checking | |
| Monthly Fee | $4.95 | $3.00 - Can be discounted or waived. See how | FREE |
| ID Protection | FREE | None | None |
| 3-in-1 Credit Report and Credit File Monitoring | FREE | None | None |
| Cell Phone Insurance | FREE | None | None |
| Earns Dividends** |
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None |
| Debit Card Rewards |
Must be a signature-based transaction |
Must be a signature-based transaction |
None |
| ATM Refunds |
ATM refunds up to $20 if the following account activity is met that month: 1) enrolled for e-Statement, 2) made at least 10 debit card transactions, and 3) made at least one electronic debit or credit transaction. |
ATM refunds up to $20 if the following account activity is met that month: 1) enrolled for e-Statement, 2) made at least 10 debit card transactions, and 3) made at least one electronic debit or credit transaction. |
None |
| Minimum Balance | None | None | None |
| Access to FREE CO-OP Network ATMs | |||
| Access to ATMs Outside the CO-OP Network | FREE (Other ATM may charge a fee) | FREE (Other ATM may charge a fee) | FREE (Other ATM may charge a fee) |
| Checks | |||
| Online Banking | FREE | FREE | FREE |
| Bill Payment | FREE | FREE | FREE |
| Mobile Banking App and Mobile Check Deposit | FREE | FREE | FREE |
| CardNav Security App | FREE | FREE | FREE |
| Apple Pay or Samsung Pay | FREE | FREE | FREE |
| e-Statements | FREE | FREE | FREE |
| Auto Loan Discount |
Get a 0.50% discount for having auto payment transfer from a Foothill checking account with direct deposit. Get a 0.25% discount for having auto payment transfer from a Foothill share account with direct deposit or payroll deduction. Get a 0.25% deduction for a purchased vehicle through New Cars Inc (NCI). Get a 0.25% deduction if you are a School or Hospital employee. |
Get a 0.50% discount for having auto payment transfer from a Foothill checking account with direct deposit. Get a 0.25% discount for having auto payment transfer from a Foothill share account with direct deposit or payroll deduction. Get a 0.25% deduction for a purchased vehicle through New Cars Inc (NCI). Get a 0.25% deduction if you are a School or Hospital employee. |
Get a 0.50% discount for having auto payment transfer from a Foothill checking account with direct deposit. Get a 0.25% discount for having auto payment transfer from a Foothill share account with direct deposit or payroll deduction. Get a 0.25% deduction for a purchased vehicle through New Cars Inc (NCI). Get a 0.25% deduction if you are a School or Hospital employee. |
| Cashier's Checks | (see fee schedule) | (see fee schedule) | (see fee schedule) |
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To open your account, visit one of our three branches or call us at (626) 445-0950. If you are not a member yet, open your account online.
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* APY=Annual Percentage Yield
** Dividends payout: 2.25% APY on balances up to $2,500; 1.25% APY on balances over $2,500 to $5,000; 0.65% APY on balances over$5,000 to $10,000 and .30% APY on balances over $10,000. Dividends are calculated daily and compounded and paid monthly. Please refer to our Truth-In-Savings Disclosure for all applicable disclosure information. Rates are subject to change without notice. To qualify for dividends, you must make 10 or more signature debit based debit card or POS debit card transactions a month; opt out of paper statement enrolling in estatements; and perform at least 1 electronic withdrawal or electronic deposit in your account.
Read the changes to your deposit agreement, truth-in-savings disclosure and schedule of fees.
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