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Foothill Credit Union
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Home > Loan & Credit Cards > Vehicle Loans > Foothill Additional Coverage

Vehicle Loan Financing

 

Foothill offers better than bank rates, fast and easy application process, no prepayment penalties and you can close your loan online to get the money faster. Apply anytime online or on the phone and get pre-approved before you go to the dealer. Funds are available the same day in most cases.

Additional Coverage

Mechanical Repair Coverage

You purchased collision insurance to cover damages to your new car in case of an accident, and comprehensive insurance to cover against damages such as your windshield breaks or your car is damaged in a storm. But what happens when your air conditioning dies or your automatic windows won't close, just after your car is out of warranty? Drivers are turning to MEMBER'S CHOICE Mechanical Repair Coverage for the answer.

MEMBER’S CHOICE® Mechanical Repair Coverage is administered by Consumer Program Administrators, Inc. in all states except AK and CA, where coverage is administered by Virginia Surety Company, Inc., in WA, where coverage is administered by Automotive Warranty Services, Inc., in FL, LA , OK and WI, where coverage is administered by Automotive Warranty Services of Florida, Inc. (Florida License #60023) and in AZ, where the Obligor and Administrator is Consumer Program Administrators, Inc., all located at 175 West Jackson Blvd., Chicago Illinois 60604, 1-800-752-6265. This coverage is made available to you by CUNA Mutual Insurance Agency, Inc. In those states where MEMBER’S CHOICE® Mechanical Repair Coverage is offered as insurance (form MCCU-001-MBI) it is underwritten by Virginia Surety Company, Inc.

Guaranteed Asset Protection (GAP)

Guaranteed Asset Protection (GAP) helps protect your vehicle's loan. It helps cancel the difference between what you owe, compared to what the vehicle is worth in case it is totaled or stolen. Protect your new vehicle and your good credit... COVER THE GAP!

Your purchase of MEMBER’S CHOICE™ Guaranteed Asset Protection (GAP) is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan.  Certain eligibility requirements, conditions, and exclusions may apply.  Please contact your loan representative, or refer to the Member Agreement for a full explanation of the terms of GAP.  If you choose GAP, adding the product fee to your loan amount will increase the cost of GAP.

MRC-0612-A42F

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