*APY = Annual Percentage Yield. APR is 4.00%. Summer Time Savings (STS) requires minimum monthly payroll deduction of $50 or more. Maximum monthly deposit is $2,000. All rates subject to change. Members must select a target account to have their STS transfered to on either June 1, July 1, or Aug. 1. Open a Protection Plus or Rewards Checking with a minimum $500/month direct deposit and get a 0.25% bump. Fund a new or used auto loan with a minimum balance of $15,000 and get a 0.25% bump.
Protection Plus Checking is $4.95/mo. and cannot be waived. Rewards Checking is $3.00/mo. and can be waived by meeting the following criteria (each of the criteria discounts the monthly fee by $1): Enroll for eStatements, make at lest 10 debit cards transactions per month, & have an ACH credit or debit to/from the account each month. To earn interest on Protection Plus or Rewards Checking, member must be enrolled for eStatements, make at least 10 debit card transactions per month and have an incoming or outgoing ACH scheduled each month. Debit Reward points are earned with signature based transactions only.
*APR= Annual Percentage Rate. Floor rate is 3.75% APR. Floor rate includes all applicable discounts. Refinance minimum amount of $15,000 is required to qualify for $200 incentive. Minimum FICO score of 640 required to qualify. Existing Foothill loans do not qualify for the refinance offer. Only loans from another financial institution qualify; no private party loans. Incentive paid at loan funding. Incentive will be credited to member’s savings or checking account.
Incentive will go towards processing fees. Must be currently employed with one of our partnered schools. Limited time offer; may end at any time. FHA/VA loans are excluded. Property must be located in California. Incentives cannot be used as down payment or combined with any other discount. Offer not available on home equity loans or lines of credit. Requires Foothill membership and savings account with a $5 minimum balance. Must meet qualifying criteria to open membership.
*APR = Annual percentage rate. Technology Loan: Rate range is 5.90% - 10.90%. Loan does not allow additional discounts. Proof of purchase is required at time of funding. Career Advancement Loan: No discounts apply to rate. Member must show proof of enrollment in approved program at funding. Career Supply Loan: * 0% APR (Annual Percentage Rate) requires a direct deposit of $500 or more into a Foothill Checking Account and automatic payments. If direct deposit and autopay requirements are not met, the rate will be 2.90%.