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Foothill Credit Union
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Rates

Competitive rates and personal service––that’s what you’ll get at Foothill Credit Union. Whether you’re looking for the rate on a particular loan or credit card, or interest rates on savings accounts, make this your first stop for rate information. You’ll quickly realize the credit union difference when you compare our rates to banks.

Share Accounts
Effective Date: Friday, May 26th, 2017
Account TypeAccount MinimumDividend MinimumDividend RateAPY
Regular Shares $5.00 $150.00 0.05% 0.05%
Summertime Savings* $50.00 $50.00 1.49% 1.50%
Summertime Savings for School Employees† $50.00 $50.00 2.96% 3.00%
Christmas Club $50.00 $50.00 1.49% 1.50%
* With payroll deposit, maximum amount of deposit per month $2,000.00; $25 early withdrawal penalty period: Sept 1st – May 31st
† School employees on a 10 and 11 month pay period schedule
The above rates are variable, subject to change without notice, and are the anticipated rates and annual percentage yields for the current dividend period. Members with a Christmas Club and a Summertime Savings are allowed a combined maximum deposit of $2,000 per month into both accounts. Contact the credit union for complete details. See the credit union for clarification.
Youth (Savings) Share Accounts
Effective Date: Friday, May 26th, 2017
TermAccount MinimumDividend MinimumDividend RateAPY
MoneyLand
(Ages 8-under)
$5.00 $5.00 0.15% 0.15%
Money101
(Ages 9-12)
$5.00 $5.00 0.15% 0.15%
Money$mart
(Ages 13-17)
$5.00 $25.00 0.15% 0.15%
MoneyBound
(Ages 18-24)
$5.00 $25.00 0.15% 0.15%
The above rates are variable, subject to change without notice and are anticipated rates and annual percentage yields for the current dividend rate.
0.10 rate bonus when balance reaches $500, $1,000, and $1,500.
Regular Share IRA
Effective Date: Friday, May 26th, 2017
LevelAccount MinimumDividend MinimumDividend RateAPY
Tier 1 $50.00 $150.00 0.15% 0.15%
Tier 2 $2,500.00 $2,500.00 0.15% 0.15%
Tier 3 $10,000.00 $10,000.00 0.20% 0.20%
Tier 4 $20,000.00 $20,000.00 0.25% 0.25%
Tier 5 $50,000.00 $50,000.00 0.35% 0.35%
Tier 6 over $100,000 over $100,000 0.40% 0.40%
The above rates are variable, subject to change without notice, and are the anticipated rates and annual percentage yields for the current dividend period.
If your average daily balance is from $50 to $2,499, the first dividend rate and annual percentage yield listed for this account will apply.
Money Market Account
Effective Date: Friday, May 26th, 2017
$1,000 Minimum
TermAccount MinimumDividend MinimumDividend RateAPY
Tier 1 $1,000.00 $1,000.00 0.15% 0.15%
Tier 2 $2,500.00 $2,500.00 0.15% 0.15%
Tier 3 $10,000.00 $10,000.00 0.20% 0.20%
Tier 4 $20,000.00 $20,000.00 0.25% 0.25%
Tier 5 $50,000.00 $50,000.00 0.35% 0.35%
Tier 6 Over $100,000 Over $100,000 0.40% 0.40%
The rates above are variable, subject to change without notice, and are anticipated rates and annual percentage yields for the current dividend period.
Share Certificates
Effective Date: Friday, May 26th, 2017
$2,000 Minimum
TermDividend RateAPY
  Share Certificate $2,000 Minimum
6 Month Certificate 0.65% 0.65%
12 Month Certificate 1.00% 1.00%
24 Month Certificate 1.14% 1.15%
28 Month Certificate* 1.39% 1.40%
*Online Certificate Special:  28 Month Certificate can only be opened via Foothill's online banking.  If you currently do not have online banking, please call us at 626-445-0950 to set-up access. Maximum deposit of $250,000.
36 Month Certificate 1.49% 1.50%
48 Month Certificate 1.54% 1.55%
60 Month Certificate 2.03% 2.05%
Jumbo Certificates
Effective Date: Friday, May 26th, 2017
$50,000 Minimum
TermDividend RateAPY
6 Months Certificate 0.75% 0.75%
12 Months Certificate 1.09% 1.09%
24 Months Certificate 1.24% 1.25%
36 Months Certificate 1.59% 1.60%
48 Months Certificate 1.64% 1.65%
60 Months Certificate 2.13% 2.15%
Regular IRA Certificate
Effective Date: Friday, May 26th, 2017
$2,000 Minimum
TermDividend RateAPY
12 Month Certificate 1.00% 1.00%
24 Month Certificate 1.14% 1.15%
36 Month Certificate 1.49% 1.50%
48 Month Certificate 1.54% 1.55%
60 Month Certificate 2.03% 2.05%
Jumbo IRA Certificate
Effective Date: Friday, May 26th, 2017
$50,000 Minimum
TermDividend RateAPY
12 Months 1.09% 1.10%
24 Months 1.24% 1.25%
36 Months 1.59% 1.60%
48 Months 1.64% 1.65%
60 Months 2.13% 2.15%
Youth Saver Certificate
Effective Date: Friday, May 26th, 2017
$25 Minimum
TermDividend RateAPY
12 Month Certificate 1.05% 1.05%
Additional $25 deposits will be allowed at anytime. One penalty free withdrawal during 12-month term. Only Youth Account members are allowed to have a Youth Saver Certificate.

Rates and terms are subject to change without notice. Share deposits are insured by the NCUA to a maximum of $250,000. IRA's are insured separately by the NCUA to a maximum of $250,000. There is a substantial penalty for early withdrawal of certificate funds which could reduce the earnings on your account. There may be an additional IRS penalty for early withdrawal of IRA funds.

Your savings are federally insured to at least $250,000 and backed by the full faith and Credit of the United States Government; NCUA-National Credit Union Administration, a U.S. Government Agency.

APY=Annual Percentage Yield

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