| Checking Accounts |
| Effective Date: Friday, January 17th, 2020 |
| Account Type | Account Minimum | Dividend Minimum | Dividend Rate | APY* |
| Protection Plus Checking* |
$0.00 |
<$2,500 |
2.23% |
2.25% |
| |
$0.00 |
$2,500.01-$5,000 |
1.24% |
1.25% |
| |
$0.00 |
$5,000.01-$10,000 |
0.65% |
0.65% |
| |
$0.00 |
>$10,000 |
0.30% |
0.30% |
| Rewards Checking* |
$0.00 |
<$2,500 |
2.23% |
2.25% |
| |
$0.00 |
$2,500.01-$5,000 |
1.24% |
1.25% |
| |
$0.00 |
$5,000.01-$10,000 |
0.65% |
0.65% |
| |
$0.00 |
>$10,000 |
0.30% |
0.30% |
| Simply Free Checking |
$0.00 |
N/A |
N/A |
N/A |
| Fees could reduce earnings on account. The above rates are variable, subject to change without notice, and are the anticipated rates and annual percentage yields for the current dividend period. |
| * Annual Percentage Yield (APY) paid on balances if required qualifications are met each month. If the qualifications are not met, then no dividends are earned. |
