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Got Questions? Call us at 626-445-0950 or email us.
6 month certificate dividend rate: 2.96%/3.00% APY. 12 month certificate dividend rate: 3.20%/3.25% APY.
*APY = Annual Percentage Yield. APY assumes that dividends will remain in the account until maturity. Penalty for early withdrawal. Minimum Balance is required in order to open Term Share Certificate and earn dividends. No maximum, although, a member’s total aggregate deposits may not exceed $2.5 million. Early withdrawal penalties do apply which may reduce the principal. No additional deposits can be made during the term of the promotional certificate. The promotional 6-month and 12 month term share certificates (TSC) have a $2,000 minimum deposit. No maximum. At maturity, certificate will automatically roll over to the standard 6-month or 12-month certificate with corresponding rate at that time, unless otherwise specified by the member prior to maturity date.
How the Bump-up Works:
If the FED increases rates and Foothill makes rate adjustments to CDs, the member can request a one-time bump to increase their rate by calling us at 626-4450-0950. This must be initiated by the member within the term of the Certificate.