Loans for Educators

Pre-Approved Auto Loan

Available to new teachers employed one year or less.

• No application process – if you are a newly contracted teacher, you qualify for this loan
• Pre-approved up to $25,000, (minimum FICO score required)
• Low interest rate with terms up to 72 months
• Choose the option of skipping your summer payments (2 months maximum)
• Discount of .25% bp with Direct Deposit or Payroll Deduction and Automatic Payment Transfer
• Finance a new or used auto or refinance your current auto loan
• See current auto loan rates

Educator Platinum MasterCard®

Show your pride working in the educational field by carrying FFCU’s Platinum Educator Card:

• No annual fee
• Low fixed interest rate
• No cash advance fees
• 25-day grace period on purchases
• Foothill Rewards Program

Classroom Supply Loan

With our Classroom Supply Loan, we can assist you in purchasing additional classroom tools and materials with a $500 interest free loan.

• Approval of up to $500 for all teachers within our field of membership
• Term up to 10 months
• $50 minimum monthly payment
• Loan qualifies for interest-free if payments are made through payroll deduction or automatic transfer

Welcome to the District Loan

FFCU welcomes all new certificated teachers who have relocated to work at one of our qualifying schools or colleges. Use our Welcome to the District Loan for expenses such as moving costs, first month's rent, or other moving related costs.

• No application process – if you are a newly contracted teacher, you qualify if you've signed a contract with a qualifying school district or college
• Loan amounts up to $5,000
• Low interest rate with terms up to 48-month term
• See Personal Loan rates

Career Advancement Loan

If you are a school employee and need assistance paying for your education, contact FFCU about our Career Advancement Loan.

• Loan amounts up to $7,500
• Low rates with terms up to 48 months
• Summer skips- choose the option of skipping your summer payments (2 months maximum)

Skip Your Loan Payment During the Summer

Escape from your secured loan payments for two months of your choice and keep a little extra money in your pocket. Just give us a call, and we’ll set it up for you. (Excludes Real Estate and MasterCard® Products)