Loan Resources
Other Credit Card Options
Platinum MasterCard®
If you're one of those exceptional members with an outstanding credit record and a history of handling money wisely, you can enjoy the best that life has to offer with an FFCU Platinum MasterCard®:
- No annual fee
- Low variable interest rate
- 25-day grace period on purchases
- No cash advance fees
- 1% rebate, paid yearly, based on your annual level of purchases ($2,000 minimum annual purchase)
- $1,000,000 of travel accident insurance
- MasterRental Insurance Coverage
- MasterRoadAssist Roadside Service
- Worldwide medical referrals
- Emergency legal assistance
- MasterPurchase Retail Protection Service
- MasterCard® Global Services
- Lost/Stolen Card Reporting
- Emergency Card Replacement
- Emergency Cash Advances
- MasterCard®/Cirrus ATM Locations
- Three attractive designs to choose from
Click here to view the detailed Platinum MasterCard Guide to Benefits
| Interest Rates and Interest Charges | |
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Annual Percentage
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Platinum: 10.25% This APR will vary with the market based on the
Prime Rate Classic: 13.25% This APR will vary with the market based on the Prime Rate Secured Credit Builder: 17.90% |
|
APR for Balance Transfers |
Platinum: 10.25% This APR will vary with the market based on the Prime Rate Classic: 13.25% This APR will vary with the market based on the Prime Rate Secured Credit Builder: 17.90% |
|
APR for Cash |
Platinum: 10.25% This APR will vary with the market based on the Prime Rate Classic: 13.25% This APR will vary with the market based on the Prime Rate Secured Credit Builder: 17.90% |
| How to Avoid paying Interest on Purchases |
Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. |
| For Credit Card Tips from the Federal Reserve Board |
To learn more about factors to consider when applying for or using a credit card, visit the website of the Federal Reserve Board at http://www.federalreserve.gov/creditcard |
| FEES | |
| Annual Fee |
Platinum: None
Classic: $10.00 (waived for Gold and Silver memberships)
Secured credit Builder: $10.00 (waived for Gold and Silver memberships) |
|
Transaction Fees |
Balance Transfer: None |
| Penalty Fees |
Late Payment: $28.00
Over-the-CRedit Limit: None
Returned Payment: $28.00
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How We Will Calculate Your Balance: We use a method called "average daily balance (including new purchases)" The information about the costs of the cards described in this application are accurate as of July 1, 2010. This information may have changed after that date. To find out what may have changed, call us at 626.445.0950 or write to us at P.O. Box 660130, Arcadia, CA 91066-8042. |
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