Loans for Educators

First Time Home Buyer Program for Educators

Get 100% financing!

As a certificated educator and FFCU member, you are eligible for our First Time Home Buyers Mortgage Loan with the following features:

100% Financing
No downpayment
No origination fee
No private mortgage insurance
Low adjustable rates
100% of closing costs can be gifted money

If you want to move into your dream home, let FFCU help you get there. To get started, simply visit our Home Loan Center and apply online or contact our Mortgage Department at (626) 445-0950 ext. 6236 or 6239.

Pre-Approved Auto Loan

No application process – if you are a newly contracted teacher, you qualify for this loan
Pre-approved up to $25,000
Low interest rate with terms up to 60 months
Choose the option of skipping your summer payments
Finance a new or used auto or refinance your current auto loan

Educator Platinum MasterCard®

Show your pride working in the educational field by carrying FFCU’s Platinum Educator Card:

No annual fee
Low fixed interest rate
No cash advance fees
25-day grace period on purchases
1% rebate, paid yearly, based on your annual level of purchases ($2,000 minimum annual purchase)

Classroom Supply Loan

With our Classroom Supply Loan, we can assist you in purchasing additional classroom tools and materials with a $500 interest free loan.

Welcome to the District Loan

FFCU welcomes all new certificated teachers who have relocated to work at one of our qualifying schools or colleges. Use our Welcome to the District Loan for expenses such as moving costs, first month's rent, or other moving related costs.

No application process – if you are a newly contracted teacher, you qualify if you've signed a contract with a qualifying school district or college
Loan amounts up to $5,000
Low interest rate with terms up to 36-month term

Career Advancement Loan

If you are a school employee and need assistance paying for your education, contact FFCU about our Career Advancement Loan.

Loan amounts up to $7,500
Low adjustable rates with terms up to 48 months
Summer skips- choose the option of skipping your summer payments

Splash of Cash Loan

If you are 10 or 11 month employee, we know that getting through the summer without a paycheck can be tough. Our Summertime Loan can help you breeze through the summer with:

Loan amounts up to $2,000
Low interest rates
Available June-August

Skip Your Loan Payment During the Summer

Escape from your secured loan payments for two months of your choice and keep a little extra money in your pocket. Just give us a call, and we’ll set it up for you. (Excludes Real Estate and MasterCard® Products)